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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Best app on the planet

Never really saved until i started using this app and it’s the best decision I made, it’s easy to use, so many cool features and you can adjust the settings to suit how ever much you want to save 10/10 Reviewed on: 13th March 2021

Automatic incremental saving

I signed initially because I'd heard it may pay a decent interest rate. I've stayed because it simplifies and enacts frequent saves using Open Banking. Reviewed on: 13th March 2021

Brilliant -no brainier

It’s so easy to save with chip, and instant access to my money is second to none Reviewed on: 13th March 2021

Super easy saving with great interest rate!

Chip is brilliant and easy to set up, great communication and fab app with competitive rates! Reviewed on: 13th March 2021

Easy way to save

Fantastic... does all the hard work of remembering to save for you, you hardly notice the money going from your account. Great way to save for little treats Reviewed on: 13th March 2021

Good interest and easy to access

The app is clear and it’s an easy way to save. It offers better interest than the top banks Reviewed on: 13th March 2021

Best idea in these uncertain times!

Easy to setup, customise and you save without even feeling it...best decision I have made in a long time ! Reviewed on: 13th March 2021

Soooo easy!

It's so easy to save with this app, I am loving it x Reviewed on: 13th March 2021

Excellent app

Been using chip over a year great savings app and very easy to use Reviewed on: 13th March 2021

Great Chip app

Great app, easy to use and cant set goals and things to save toward, automatic feature is useful as it varies on amount taken from bank depending on you more recent balance or spending habits! Save more with less stress. Reviewed on: 13th March 2021

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