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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

innovative new accounts

innovative new accounts with good interest rates Reviewed on: 13th March 2021

Great Banking App

Love Chip! I’ve invested and saved with multiple providers over the years and Chip is by far the best I’ve come across. Fair bonus rates over a great level of account balances I.e. not capped at or reduced rates after ridiculously low balance thresholds Reviewed on: 13th March 2021

Revolutionised my savings approach

Finally a savings app that actually works for me - minimal effort, amazing results! I’ve saved over £2,000 without even noticing - that’s a big reward! I’ve tried every savings method out there so I’m chuffed now I’ve found one that works for me and have already got my friends and family hooked. Reviewed on: 13th March 2021

Easy n safe

Simple straightforward ap that's easy to use and fast to payout Reviewed on: 13th March 2021

Easy savings without the stress

So easy to save with the knowledge that you can afford to save something every month. With out leaving you short Reviewed on: 13th March 2021

Gamechanger

Chip has completely changed my relationship with money, has enabled me to create massive savings pots without any effort and I just love getting the notifications of my automatic saves! Completely changed my life! Couldn’t recommend it enough and have now got all my family onto it! Reviewed on: 13th March 2021

Easy to use and has perks and good rates

The easier app to use. Great rates compared with other banks. Instant access to my funds. Highly recommend Reviewed on: 13th March 2021

The future of saving

I LOVE chip! So innovative and customer driven. This is how banks should be. Reviewed on: 13th March 2021

Amazing

These guys were amazing. I saved some money where they first started and had to stop due to the loss of my 27 day old son in 2019. I had issues reconnecting my account and they asked over the app why I had stopped saving. After explaining they credited my account with £100 for no reason whatsoever. I am not going to lie since my sons death life has been hard especially financially considering Covid came along 6 month after his death. But the gesture from the guys at chip hasn’t gone unnoticed and they money came in handy at a time I needed it the most. I am looking forward to life getting back to normal and start being able to afford to save again. Thanks guys. Reviewed on: 13th March 2021

Chip makes it so easy to save, you'd hardly know you were saving at all

I love Chip. I'm on a very small income, due to disability, and have never seen the point of trying to save. Chip makes it so easy, just squirrelling money away, a little at a time. Reviewed on: 13th March 2021

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