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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easy saving without thinking about it

5
Chip is such a helpful app, making saving stress free and simple. The chip staff are always on hand to help with any questions. Reviewed on: 13th March 2021

Easy as Pie

5
Before I knew it I’d saved up a fair amount. On top of that now there’s good savings rates too! Reviewed on: 13th March 2021

Easy and transparent

5
A simple to use app. Essentially works in the background and is extremely transparent. Makes saving a lot less of a chore. Reviewed on: 13th March 2021

Really effective savings app

5
I have never really been good at saving. Thanks to chip I now save all the time and hardly even notice I’m doing it! Reviewed on: 13th March 2021

A massive help

5
There is no way in earth I would have saved what I have over the last 12 months without the help of Chip. It's amazing. Every time I've needed help with any questions they've sorted me out with great professionalism, courtesy and very quickly. I would highly recommend to anyone, especially someone like I was, who thinks they can't save. Using Chip has changed my finances beyond recognition. Reviewed on: 13th March 2021

Saving

5
I have never been a saver, Chip makes it effortless... Reviewed on: 13th March 2021

Modern, Next Gen & New way of banking!!

5
Easy, innovative & clever!!! I don’t even notice the small savings going out of my normal bank into Chip! And I can’t wait for their new investment platform! Reviewed on: 13th March 2021

Fabulous app allowing me to save more than ever more easily than ever before.

5
Chip has taught me just how much ‘spare cash’ i really have. Before chip I would try to save then end up transfering back to my account before the end of the month and using the funds. Chip takes all the thought out of it for me and saves for me in a managed and well thought out way, leaving me comfort in my current account balance and shear joy in my ever growing savings account balance. Thank you chip for you innovative and professional service!! Reviewed on: 13th March 2021

Easy to use

5
Easy to use and a great way to save & earn interest Reviewed on: 13th March 2021

Easy way to save

5
You can save anything from loose change to mega bucks. It's your choice, it's flexible and you will save without even noticing. It even feels as if Chip is on your side. And amazing interest up to 5000. Can't be beaten. Reviewed on: 13th March 2021

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