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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Don't know your saving

Great wait to save more money with not really realising. It actually makes saving enjoyable and offers the best interest rate on the market. It saves time and is the future of banking Reviewed on: 13th March 2021

Excellent

App is so easy to use and helps you save super easy Reviewed on: 13th March 2021

Great interactive savings app. Takes the effort out of saving.

I have been saving using Chip for nearly a year and in that time have successfully saved several thousands of pounds. Chip has become part of my life. Reviewed on: 13th March 2021

User friendly simplifying yet informative

User friendly, informative savings app that makes everything about saving money easier. Reviewed on: 13th March 2021

Easy, safe, practical and light hearted

It’s great to see banking moving into the 21st century for user experience. I’ve saved almost enough to re-do our bathroom with Chip and historically I’ve usually found money burns a hole in my pocket.. this app really helps. Thanks Chip Reviewed on: 13th March 2021

Top Savings!

Everything about the app is easy to use. Save what you like when you like or Set up auto savings. Easy to withdraw aswell if needed. Definitely recommend. Reviewed on: 13th March 2021

Best app on the planet

Never really saved until i started using this app and it’s the best decision I made, it’s easy to use, so many cool features and you can adjust the settings to suit how ever much you want to save 10/10 Reviewed on: 13th March 2021

Automatic incremental saving

I signed initially because I'd heard it may pay a decent interest rate. I've stayed because it simplifies and enacts frequent saves using Open Banking. Reviewed on: 13th March 2021

Brilliant -no brainier

It’s so easy to save with chip, and instant access to my money is second to none Reviewed on: 13th March 2021

Super easy saving with great interest rate!

Chip is brilliant and easy to set up, great communication and fab app with competitive rates! Reviewed on: 13th March 2021

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