Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18446)

Great savings app

5
Great savings app, it allows me to save effectively with noticing the money being saved Reviewed on: 13th March 2021

not a natural saver

5
I’ve managed to save on average a thousand pounds per year with this app Reviewed on: 13th March 2021

Excellent

5
Top of the shop. Savings without thinking about it Reviewed on: 13th March 2021

Saving without effort

5
I've always been terrible with money, and never have much since I chose to stay home with my children instead of work. It's scary having no savings with three children so I thought I'd give chip a go after reading some reviews. It's great - it puts aside money for me automatically and helps me keep track of my finances. Would definitely recommend, especially in such an unpredictable financial climate. Reviewed on: 13th March 2021

Brilliant

5
Really helping me save as I have never been a saver Reviewed on: 13th March 2021

So easy to save

5
Savings build up quickly without noticing Reviewed on: 13th March 2021

Makes saving so easy...

5
On more than one occasion now I’ve forgotten about my savings account with chip which is always a pleasant surprise when I check the account and there’s another £300+ in it thanks to auto saves. Great app and great support function too! Reviewed on: 13th March 2021

I was never a saver before

5
I have never been able to save but since joining Chip, I have built up a lovely savings amount. I dont seem to notice the money leave my bank but builds up quite quickly in my Chip account. I have already recommended to lots of friends and family. Reviewed on: 13th March 2021

Easy to use and don't even realise its coming out of your bank

5
Easy to set up, easy to use, no brainer for saving. You don't even notice it coming out of your account. Any queries are answered through the chat feature and they get back you straight away and very helpful. Bonus offers and good interest rates from refer a friend every now and then Reviewed on: 13th March 2021

The easy way to safe

5
I'm a fairly new saver with Chip but I'm very impressed and wish I'd found out about them sooner. Reviewed on: 13th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products