Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easy way to save

5
Fantastic... does all the hard work of remembering to save for you, you hardly notice the money going from your account. Great way to save for little treats Reviewed on: 13th March 2021

Good interest and easy to access

5
The app is clear and it’s an easy way to save. It offers better interest than the top banks Reviewed on: 13th March 2021

Best idea in these uncertain times!

5
Easy to setup, customise and you save without even feeling it...best decision I have made in a long time ! Reviewed on: 13th March 2021

Soooo easy!

5
It's so easy to save with this app, I am loving it x Reviewed on: 13th March 2021

Excellent app

5
Been using chip over a year great savings app and very easy to use Reviewed on: 13th March 2021

Great Chip app

5
Great app, easy to use and cant set goals and things to save toward, automatic feature is useful as it varies on amount taken from bank depending on you more recent balance or spending habits! Save more with less stress. Reviewed on: 13th March 2021

Easy saving without thinking about it

5
Chip is such a helpful app, making saving stress free and simple. The chip staff are always on hand to help with any questions. Reviewed on: 13th March 2021

Easy as Pie

5
Before I knew it I’d saved up a fair amount. On top of that now there’s good savings rates too! Reviewed on: 13th March 2021

Easy and transparent

5
A simple to use app. Essentially works in the background and is extremely transparent. Makes saving a lot less of a chore. Reviewed on: 13th March 2021

Really effective savings app

5
I have never really been good at saving. Thanks to chip I now save all the time and hardly even notice I’m doing it! Reviewed on: 13th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products