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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A massive help

There is no way in earth I would have saved what I have over the last 12 months without the help of Chip. It's amazing. Every time I've needed help with any questions they've sorted me out with great professionalism, courtesy and very quickly. I would highly recommend to anyone, especially someone like I was, who thinks they can't save. Using Chip has changed my finances beyond recognition. Reviewed on: 13th March 2021

Saving

I have never been a saver, Chip makes it effortless... Reviewed on: 13th March 2021

Modern, Next Gen & New way of banking!!

Easy, innovative & clever!!! I don’t even notice the small savings going out of my normal bank into Chip! And I can’t wait for their new investment platform! Reviewed on: 13th March 2021

Fabulous app allowing me to save more than ever more easily than ever before.

Chip has taught me just how much ‘spare cash’ i really have. Before chip I would try to save then end up transfering back to my account before the end of the month and using the funds. Chip takes all the thought out of it for me and saves for me in a managed and well thought out way, leaving me comfort in my current account balance and shear joy in my ever growing savings account balance. Thank you chip for you innovative and professional service!! Reviewed on: 13th March 2021

Easy to use

Easy to use and a great way to save & earn interest Reviewed on: 13th March 2021

Easy way to save

You can save anything from loose change to mega bucks. It's your choice, it's flexible and you will save without even noticing. It even feels as if Chip is on your side. And amazing interest up to 5000. Can't be beaten. Reviewed on: 13th March 2021

Great savings app

Great savings app, it allows me to save effectively with noticing the money being saved Reviewed on: 13th March 2021

not a natural saver

I’ve managed to save on average a thousand pounds per year with this app Reviewed on: 13th March 2021

Excellent

Top of the shop. Savings without thinking about it Reviewed on: 13th March 2021

Saving without effort

I've always been terrible with money, and never have much since I chose to stay home with my children instead of work. It's scary having no savings with three children so I thought I'd give chip a go after reading some reviews. It's great - it puts aside money for me automatically and helps me keep track of my finances. Would definitely recommend, especially in such an unpredictable financial climate. Reviewed on: 13th March 2021

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