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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Go too place for savings

5
I’ve used Chip since back in 2018 and wouldn’t take my savings anywhere else. The auto save feature has been a saviour allowing me to save more than I would have otherwise as just the fact you don’t need to think about it works wonders. The support for any queries I’ve had has been great, easy setup for multiple saving pots, marketing leading savings apr and more . Couldn’t recommend Chip enough Reviewed on: 13th March 2021

So east to save excellent

5
The app is Fantastic and makes it so easy to save well done Chip Reviewed on: 13th March 2021

Chip is best

5
Chip has made saving easy, whilst still leaving me in control of my money. Best app I’ve come across. Reviewed on: 13th March 2021

Smart, very clever, love it

5
I love this app would highly recommend to everyone an app that does a the hard work for you without missing your money and to look at what you have saved is amazing Reviewed on: 13th March 2021

Excellent saving

5
I’ve managed to save quite a bit of money both in the run up to Christmas and after without even noticing! It’s also great because if you don’t have the funds or want to miss a save you can do so on the day it’s due to come out and you will always get notified. Chip does it all for you so you don’t have to worry! Love love love this app and have told all my friends and family about it. Reviewed on: 13th March 2021

Pretty great

4
Makes saving easy - I don't have to think about it! Reviewed on: 13th March 2021

The best way to get saving

5
If saving has always been difficult, Chip is the best way to get started. Reviewed on: 13th March 2021

Absolutely amazing

5
With the auto save option it saves you money without you even realising. It also offers a 1.25% interest rate for vip customers which is amazing. You can also withdraw and deposit whenever you want without being penalised for it. Overall a great bank to invest in. I’m so glad I have my chip account. Reviewed on: 13th March 2021

Saving without even realising

5
Chip is easy to use and looks great. I often forget about the app entirely and open it months later to find I have saved far more than I realised. Reviewed on: 13th March 2021

Great app

5
Easy and well designed to easily save without thinking about it Reviewed on: 13th March 2021

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