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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Great idea

4
Auto saves. Small amounts, don’t miss it going. All great - but seems to randomly round up sometimes Reviewed on: 13th March 2021

Great app

5
Brilliant app , handy savings account great idea Reviewed on: 13th March 2021

Just easy perfect auto saving

5
Can’t praise Chip enough for the ease of everything. Auto saving, saving without feeling the burn. Chip always calculates the perfect amount it knows you can afford, and savings add up quicker than you think! Reviewed on: 13th March 2021

Easy saving

5
Looks after the spare pennies and saves you money automatically Reviewed on: 13th March 2021

Easy little app

5
This app automatically takes a little amount of money from my bank account when it analyses that I can afford it. I've saved over £2000 without even noticing it - it's brilliant. Reviewed on: 13th March 2021

Saving help

5
I never knew how to save and found it very difficult but chip is amazing and give me the guide i need Reviewed on: 13th March 2021

Smart and innovative

5
I first heard of Chip during their recent crowd funding campaign and I opened an account with them. Since then, it’s been so simple and easy. The savings rate on the +1 account is second to none and the app just so easy to use. When I had a small issue, I was able to talk to someone almost immediately who solved my problem straight away. Can’t recommend them enough! Reviewed on: 13th March 2021

Easy way to save

5
A great way to set up automated saves and round-ups to put away money without even having to think about it Reviewed on: 13th March 2021

So quick and easy!

5
Chip makes saving so east with auto-saves and I hardly even notice the money leaving my account. In less than a year I’ve saved over £1000!!! I love that I can set different goals and in tells me when it will be achieved by. Honestly couldn’t recommend chip enough. Reviewed on: 13th March 2021

Great bank

5
Easy to use app and great bank. Good customer service Reviewed on: 13th March 2021

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