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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent saving

5
I’ve managed to save quite a bit of money both in the run up to Christmas and after without even noticing! It’s also great because if you don’t have the funds or want to miss a save you can do so on the day it’s due to come out and you will always get notified. Chip does it all for you so you don’t have to worry! Love love love this app and have told all my friends and family about it. Reviewed on: 13th March 2021
Jade 's avatar
Jade

Pretty great

4
Makes saving easy - I don't have to think about it! Reviewed on: 13th March 2021
emily's avatar
emily

The best way to get saving

5
If saving has always been difficult, Chip is the best way to get started. Reviewed on: 13th March 2021
Becky Austin's avatar
Becky Austin

Absolutely amazing

5
With the auto save option it saves you money without you even realising. It also offers a 1.25% interest rate for vip customers which is amazing. You can also withdraw and deposit whenever you want without being penalised for it. Overall a great bank to invest in. I’m so glad I have my chip account. Reviewed on: 13th March 2021
Rachael pagani 's avatar
Rachael pagani

Saving without even realising

5
Chip is easy to use and looks great. I often forget about the app entirely and open it months later to find I have saved far more than I realised. Reviewed on: 13th March 2021
Benjma's avatar
Benjma

Great app

5
Easy and well designed to easily save without thinking about it Reviewed on: 13th March 2021
Simon SiFi Whitfield's avatar
Simon SiFi Whitfield

Great idea

4
Auto saves. Small amounts, don’t miss it going. All great - but seems to randomly round up sometimes Reviewed on: 13th March 2021
LJ's avatar
LJ

Great app

5
Brilliant app , handy savings account great idea Reviewed on: 13th March 2021
Mar 's avatar
Mar

Just easy perfect auto saving

5
Can’t praise Chip enough for the ease of everything. Auto saving, saving without feeling the burn. Chip always calculates the perfect amount it knows you can afford, and savings add up quicker than you think! Reviewed on: 13th March 2021
Kieran Woodward's avatar
Kieran Woodward

Easy saving

5
Looks after the spare pennies and saves you money automatically Reviewed on: 13th March 2021
Malcolm Brown's avatar
Malcolm Brown

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