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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Best rate on the market

5
Best rate on the market and easy to use, cant ask for anything else. Reviewed on: 13th March 2021

Mindless Money Management

5
Chip takes all the work out of saving. Just set the degree to which you want to save, how you want those saving to be allocated to your different goals then sit back while chip does all the work for you. With its investing feature coming soon, chip will not only help you save money but will help grow it for you as well. For me, chip somehow manages to be everything you need and more. Reviewed on: 13th March 2021

Great saving app

5
For the people that don’t like saving Reviewed on: 13th March 2021

Really good savings app

5
Chip is efficient and easy to use it helps me save money effortlessly and the customer service is wonderful Reviewed on: 13th March 2021

Best way to save without realising!!

5
I've been using this app for about 2 years now and I've already managed to buy my first house with the deposit I've saved with Chip Reviewed on: 13th March 2021

Great savings app

5
Chip is great - I don’t notice the amounts coming out of my account, it’s very easy to withdraw and just generally a nice addition to my savings journey. Reviewed on: 13th March 2021

Great savings app

5
Easy savings and hardly notice it from your bank account Reviewed on: 13th March 2021

Easy banking

5
No effort to savings, it's so very easy Reviewed on: 13th March 2021

Really handy, I have saved more in 6 months than I ever have before

5
Chip has made it extremely easy to save money, to the point where I don't even have to do anything to save. This has meant I have put more away in savings in the last 6 months using Chip than I ever have before. Reviewed on: 13th March 2021

Good app with metrics

4
Good app that tracks spend and what can be put aside Reviewed on: 13th March 2021

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