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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Fantastic

5
The app is awesome with tons of great tips to help you save money. Reviewed on: 13th March 2021
EJKB's avatar
EJKB

Really useful and easy

5
Anything that makes life is easier is a plus. To have an app that saves money automatically, goes beyond rounding up and access to high interest rates is what makes chip the most useful financial tool I have. I am looking forward to the investment platform to complete my finances. Reviewed on: 13th March 2021
Robert Lacey's avatar
Robert Lacey

Smart savings that add up

5
I have been saving with Chip banking app since January 2020. Just small affordable amounts and each month the interest is incredible. The easy navigation layout is great. Simplified options for auto saving each week, month or set as a custom date are perfect for planning in advance, for the specific pay day for e.g. Very impressed. I would definitely recommend this savings app bank/brand. Reviewed on: 13th March 2021
Esther Wall's avatar
Esther Wall

Easy saver

5
Saved £2000+ in less than 3 months by doing nothing, would highly recommend Reviewed on: 13th March 2021
Uion's avatar
Uion

Easy and reliable

5
Chip makes it so easy to keep on top of your savings and really start to make a difference. It's just so effortless and user friendly. Reviewed on: 13th March 2021
Chelsea's avatar
Chelsea

Fantastic

5
Best savings app i’ve ever used, i love the goals feature and how you can adjust how much you want to save (and that interest rate! wow!) Reviewed on: 13th March 2021
Daisy's avatar
Daisy

Excellent way to save

5
Saved money without missing it. Helped me save for future purchases Reviewed on: 13th March 2021
Paul Henson's avatar
Paul Henson

Excellent

5
Saving without realising So good. Reviewed on: 13th March 2021
kirstihansen@yahoo.com's avatar
[email protected]

Saving for months now.

5
I have been saving for quite a while. I never notice the small amounts but the total I have saved means I now have a rainy day fund and some treats to look forward to. I have never managed this before as a lone parent. Reviewed on: 13th March 2021
Karen Ann Mitchell's avatar
Karen Ann Mitchell

Save without noticing

5
This has really helped me save, over £2000 in a year without noticing it at all! Easy to use and easy to withdraw/stop auto savings when needed. Reviewed on: 13th March 2021
siobhan's avatar
siobhan

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