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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Easy little app

5
This app automatically takes a little amount of money from my bank account when it analyses that I can afford it. I've saved over £2000 without even noticing it - it's brilliant. Reviewed on: 13th March 2021

Saving help

5
I never knew how to save and found it very difficult but chip is amazing and give me the guide i need Reviewed on: 13th March 2021

Smart and innovative

5
I first heard of Chip during their recent crowd funding campaign and I opened an account with them. Since then, it’s been so simple and easy. The savings rate on the +1 account is second to none and the app just so easy to use. When I had a small issue, I was able to talk to someone almost immediately who solved my problem straight away. Can’t recommend them enough! Reviewed on: 13th March 2021

Easy way to save

5
A great way to set up automated saves and round-ups to put away money without even having to think about it Reviewed on: 13th March 2021

So quick and easy!

5
Chip makes saving so east with auto-saves and I hardly even notice the money leaving my account. In less than a year I’ve saved over £1000!!! I love that I can set different goals and in tells me when it will be achieved by. Honestly couldn’t recommend chip enough. Reviewed on: 13th March 2021

Great bank

5
Easy to use app and great bank. Good customer service Reviewed on: 13th March 2021

Best rate on the market

5
Best rate on the market and easy to use, cant ask for anything else. Reviewed on: 13th March 2021

Mindless Money Management

5
Chip takes all the work out of saving. Just set the degree to which you want to save, how you want those saving to be allocated to your different goals then sit back while chip does all the work for you. With its investing feature coming soon, chip will not only help you save money but will help grow it for you as well. For me, chip somehow manages to be everything you need and more. Reviewed on: 13th March 2021

Great saving app

5
For the people that don’t like saving Reviewed on: 13th March 2021

Really good savings app

5
Chip is efficient and easy to use it helps me save money effortlessly and the customer service is wonderful Reviewed on: 13th March 2021

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