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Chip: Savings app reviews

View other Chip products
4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best way to save without realising!!

5
I've been using this app for about 2 years now and I've already managed to buy my first house with the deposit I've saved with Chip Reviewed on: 13th March 2021
Cj147's avatar
Cj147

Great savings app

5
Chip is great - I don’t notice the amounts coming out of my account, it’s very easy to withdraw and just generally a nice addition to my savings journey. Reviewed on: 13th March 2021
Kim's avatar
Kim

Great savings app

5
Easy savings and hardly notice it from your bank account Reviewed on: 13th March 2021
Scott's avatar
Scott

Easy banking

5
No effort to savings, it's so very easy Reviewed on: 13th March 2021
Ted's avatar
Ted

Really handy, I have saved more in 6 months than I ever have before

5
Chip has made it extremely easy to save money, to the point where I don't even have to do anything to save. This has meant I have put more away in savings in the last 6 months using Chip than I ever have before. Reviewed on: 13th March 2021
Kyle Brade-Waring's avatar
Kyle Brade-Waring

Good app with metrics

4
Good app that tracks spend and what can be put aside Reviewed on: 13th March 2021
Ben Dobson's avatar
Ben Dobson

Fantastic

5
The app is awesome with tons of great tips to help you save money. Reviewed on: 13th March 2021
EJKB's avatar
EJKB

Really useful and easy

5
Anything that makes life is easier is a plus. To have an app that saves money automatically, goes beyond rounding up and access to high interest rates is what makes chip the most useful financial tool I have. I am looking forward to the investment platform to complete my finances. Reviewed on: 13th March 2021
Robert Lacey's avatar
Robert Lacey

Smart savings that add up

5
I have been saving with Chip banking app since January 2020. Just small affordable amounts and each month the interest is incredible. The easy navigation layout is great. Simplified options for auto saving each week, month or set as a custom date are perfect for planning in advance, for the specific pay day for e.g. Very impressed. I would definitely recommend this savings app bank/brand. Reviewed on: 13th March 2021
Esther Wall's avatar
Esther Wall

Easy saver

5
Saved £2000+ in less than 3 months by doing nothing, would highly recommend Reviewed on: 13th March 2021
Uion's avatar
Uion

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