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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Extremely happy with Chip

Excellent product, really easy to use. Reviewed on: 13th March 2021

Simple but effective app to automatically save

I’ve been a user of chip for a while, the auto save function to put away monies that otherwise you are tempted to spend is invaluable. With the added savings account and 1.25% interest it is even more compelling. Reviewed on: 13th March 2021

Brilliant saving platform

So easy to use and the savings go up so quickly Reviewed on: 13th March 2021

Makes saving easy

The auto saving chip ai technology means once setup you do nothing. I have saved £250 since setting up my Chip savings account. I set it up a couple of months ago and amazed at how much I’ve saved in a short time. Because the app works out how much you can afford it means your payments still get paid and you don’t go overdrawn. You don’t miss the money and you can save without thinking about it. Reviewed on: 13th March 2021

Easy to Save

Didn’t think saving could be so easy. Just set it up, and before know it, a nice wee sum saved, Reviewed on: 13th March 2021

Excellent way to save

The app is easy to use which is important. I love how it automatically makes savings for me, and that I can have saving goals that my savings are allocated to so that I don't have to think about putting money aside. Chip does the work for me letting me do the things I love! Reviewed on: 13th March 2021

Gorilla saving app

Gorilla saving app that squirrels money away without you noticing, really easy to set up and use. Sit back and watch your savings grow. Reviewed on: 13th March 2021

Family savings

My husband found Chip over two years and since then I’ve joined, his mum, dad and sister. It’s a family affair. Love that we get updates and also we were there at the beginning of Chip so have seen it grow, we feel like we are part of the journey Reviewed on: 13th March 2021

Effortlessly saving

Chip work out affordable deductions, allowing me to save without missing money! Reviewed on: 13th March 2021

Saving without thinking

I'd barely managed to save a penny in my life before chip, now it happens automatically and in small enough amounts that it's really not noticeable. Over a number of years I've saved several thousand pounds on a part time wage. If you're patient it really does work! Reviewed on: 13th March 2021

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