Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Makes Saving a Breeze!

5
So easy to use, from initial set up to having instant access to balances. Makes saving a breeze. Reviewed on: 24th March 2025

Chip is the only reason I have savings!

5
I downloaded chip when I realised I wasn't making much of a dent in creating a savings pot for anything from holidays to a rainy day fund. It was really easy to set up and since I've had chip over always had around £1000 in my savings which I've never had before! It's also great because it lives separate to my bank, so because I'm not seeing it every day I forget it's there, allowing my savings to grow more over time. I have used the options of saving different amounts- you can either save a bit more and chip will look at how it can save a bit more aggressively for you (came in handy when I had a holiday and a big birthday coming up at the same time!) or if funds are a bit tighter, you can get chip to relax and save a bit less if needed- so you're still topping up your savings but just a bit slower! Reviewed on: 24th March 2025

Great App easy to use, my son recommended it to me.

5
Great App easy to use, my son recommended it to me. I have had no problems with the technology ! I would recommend it to all my friends. Reviewed on: 24th March 2025

Nice good and easy.

5
I think it is an easy app, there’s a lot of saving options and when I have spoken with customer services, they have been great Reviewed on: 24th March 2025

Saving without realising!

5
Always there to answer questions and offer support. A very good way to save as it’s automatic. Reviewed on: 24th March 2025

Chip is easy to use, provides good rates on savings...

5
Chip is easy to use, provides good rates on savings and allows for easy management of my money. Reviewed on: 24th March 2025

Very smooth service easy to set up and navigate the...

5
Very smooth service easy to set up and navigate the site. Reviewed on: 24th March 2025

Review on Chip

5
Easy to use app and competitive rates on savings. Reviewed on: 24th March 2025

Very easy to use, great savings rates, great range o...

5
Very easy to use, great savings rates, great range of offers Reviewed on: 24th March 2025

Great savings account, always updating and adding ne...

5
Great savings account, always updating and adding new ways to save with great benefits. Reviewed on: 24th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products