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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

App easy to use.

5
App easy to use. Great rates. Would highly recommend Reviewed on: 24th March 2025

Easy to use instant rate bite disapointing

5
Easy to use instant rate bite disapointing Reviewed on: 24th March 2025

Really helped me save more.

5
Really helped me save more. Feel like my saving is really dialed in since joining Reviewed on: 24th March 2025

Best Saving App I've Used

5
I was recommended by a friend and I had virtually no savings. Chip has changed that. It allows me to save without actually realising that you're saving. You can fix the dates and amount that you want the money taken if you want, it's a brilliant app. And there is no pressure! The choice is yours. Reviewed on: 24th March 2025

App is extremely user friendly.

5
App is extremely user friendly. Withdrawals and deposits are made within seconds of the request. The savings goal is a great feature too Reviewed on: 24th March 2025

Chip does it for me.

5
I use Chip for it's Flexible cash ISA and Easy Access Savings Account. Deposits, withdrawals and transfers are dealt with very quickly plus help is on hand if needed. Interest rates are also very good. Reviewed on: 24th March 2025

Good app

5
Use mainly app only and is very good. Simple and quick Reviewed on: 24th March 2025

The Chip app is very easy to use.

5
The Chip app is very easy to use. I can quickly get a clear view of my savings and investments and have the ability to manage them very simply Reviewed on: 24th March 2025

Best account I ever had for its excellent service, f...

5
Best account I ever had for its excellent service, for competitive interest rates, flexibility and it is very easy to use and understand even for someone like me, who is not great with technology, apps etc. Thank you Reviewed on: 24th March 2025

I love this App.

5
I love this App. It puts all of my saving into one place and when I shop around I always see that I’m getting one of the best deals here. Any correspondence always feels very personal and like you are well and truly being looked after. Please don’t loose that. Reviewed on: 24th March 2025

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