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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great experience, the interest rates have always bee...

5
Great experience, the interest rates have always been competitive and never had any issues considering it’s an online app only. Customer service are always quick to respond and great that you can have savings and investments together in one app Reviewed on: 24th March 2025

Great Interest Rates

5
Found Chip give one of the best interest rates & app easy to use. Having accessible ISA Account makes it s much easier than previous ISA Cimpany Reviewed on: 24th March 2025

Brilliant savings account

5
So easy to use and have recommended to friends and family. Great customer service when I have needed assistance Reviewed on: 24th March 2025

Excellent service and very competitive rates of inte...

5
Excellent service and very competitive rates of interest Reviewed on: 24th March 2025

Great Service from Chip

5
Great app, good customer service and top interest rate! Reviewed on: 24th March 2025

Great app, easy to use and you can see everything al...

5
Great app, easy to use and you can see everything all in one place Reviewed on: 24th March 2025

Chip is one of my favourite apps.

5
Chip is one of my favourite apps. I can see exactly how much interest I am earning each day and whenever the base rate changes, unlike the other banks, Chip is quick to update its variable rate. Other banks are very quick to bring down the rate but extremely slow at pushing it upwards. Not Chip. It is always consistent. Reviewed on: 24th March 2025

App easy to use.

5
App easy to use. Great rates. Would highly recommend Reviewed on: 24th March 2025

Easy to use instant rate bite disapointing

5
Easy to use instant rate bite disapointing Reviewed on: 24th March 2025

Really helped me save more.

5
Really helped me save more. Feel like my saving is really dialed in since joining Reviewed on: 24th March 2025

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