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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Makes saving easy

The ai feature that this app uses, linking the chip account to your bank account, makes saving a doddle. Money is squirreled away, a bit at a time, so you don't notice. But when you need that holiday fund, or nest egg, it's there removing the stress of finding the money. I havre recommended to all my friends and family who normally struggle to save. Reviewed on: 12th March 2021

Simple!

Easy to set up and offering the best rate of interest out there through their Chip +1 account. Flexible, with various auto save options making it suitable for everyone! Reviewed on: 12th March 2021

Love this app

I can make regular savings without even noticing or having to do anything yet I have instant access to my savings if I need it. Fabulous app really impressed with how simple it is! Reviewed on: 12th March 2021

Simplicity at its finest

Couldn't make saving simpler Put in take out Reviewed on: 12th March 2021

Pain-free saving

I've always been terrible at saving. Always. And I'm 45. Chip is the only way I've been able to save consistently since joining about 2 years ago. My husband recommended Chip to me, and I've recommended it to others. Still not completely sure how they work out how to save money I don't miss... its almost like a magic trick... Either way, it works, so they get my vote!! Reviewed on: 12th March 2021

Superb and easy

Save without realising- easy to adjust levels of saving and same day withdrawals, what's not to love? Reviewed on: 12th March 2021

Simple and easy way to save with best rates

Never been able to save before but now chip I can with no effort. Chip also offer excellent saving rates. Reviewed on: 12th March 2021

Saving has never been easier

Chip bank has made saving easy and convenient and their app has made sure I can see exactly where my money is going and how much it’s earning - Excellent!! Reviewed on: 12th March 2021

One of the best Saving Apps in the market

I've been using Chip for over a year now and it is one of the most intuitive and helpful apps out there! Extremely friendly UX/UI with a great flexibility, features and accurate auto-saving bot. Not only that, but Chip is constantly growing and adding new features, which makes the app fresh and relevant Reviewed on: 12th March 2021

Makes saving for both short and long term goals easy to fit in to the everyday

the Chip AI for round ups is efficient and great for putting money aside regularly from your bank account, quickly adding up to help with a holiday fund or just having some cash in reserve. Easily adjustable for timing, and amounts so it fits around monthly pay and for budgeting. Reviewed on: 12th March 2021

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