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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Worry free saving

Easy to set up, worry free saving as no money is transferred if your are at your specified overdraft limit, always open and transparent, everything is explained in terms that everyone understands, just love this company which all companies had the ethics of Chip. Reviewed on: 12th March 2021

Easiest way to save!!

Absolutely love using Chip, I know it’s a bit of a cliche but I genuinely don’t notice the savings being made because they’re regular and calculated perfectly and put away for me. I really like the fact that I can set limits and decide how much I want to “go for it” each month. Would absolutely recommend to anyone looking for up their savings habits!!! Reviewed on: 12th March 2021

the easiest way to save

I've had a Chip account for a few years now and i absolutely love it, i have been able to save money for the first time in my life! Reviewed on: 12th March 2021

The 'back of the sofa' savings account

I've managed to save c£3k in 9 months without even feeling it. The algorithm works out how much you can save sans soucis and does it for you. It provides goals and shows you what your future savings could look like if you stick to it. I really rate the concept and would call it 'back of the sofa' savings as its like bonus money you didnt know you had! Reviewed on: 12th March 2021

Very easy savings

I've been saving with Chip for a few months now. I enjoy how easy to use it is. What I like is that the app takes small amounts of money every few days, that it calculates you can afford, and moves it in to the savings account. There is a small monthly fee. Some would say you could just move the money yourself, and that is true, but most would not actually do it. If the app saves £25 a week for you then over a month you will have saved £100+. It's quite likely that instead of saving that money, many would have spent it, which is why I believe that Chip is worthwile. Reviewed on: 12th March 2021

Easy to use!

Chip is such an easy app to get your head around and I absolutely love the auto save system. You end up saving without even noticing that you’re really saving. I used to struggle to regularly put money away without touching it, but Chip has made it super possible for me to be a saver. Reviewed on: 12th March 2021

simple saving

A fantastic idea you save little and regularly but the great thing it is done automatically so over time it builds up to a nice little pot of money Reviewed on: 12th March 2021

Seamless saving

I've been using Chip for a few years now and my savings just keep going up. It really is effortless. If the money had been sitting in my bank account it would have gone but with Chip, the auto savings are set and small amounts of money leave my account on a regular basis without me really noticing. The money is then easy to transfer back when I reach my target or need to tap into the savings for any reason. A really great app that has definitely helped me over the last couple of years. Reviewed on: 12th March 2021

Savings never so easy

I love the fact that I have saved so much money in so short a time. I am superb with money but Chips method of saving is wonderful. It’s worth the fraction it costs to use the automated features, the algorithms have never let me down and like advertised, the system has never taken more than I can afford. I like the down to earth playfulness of the company and appreciate the way things are explained so easily and thoroughly. Never have I had issues with withdrawals and they are so fast; as a matter of fact I have withdrawn around a thousand pounds several times. Equal testimony to the efficiency of the saving product itself and that of it being easy access. I cannot wait for further developments to come from Chip. As it is I could easily start funding an ISA, starting a home improvement project, or just ‘splash the cash’ - as I always seem to have a minimum of £3000 by my side. Well done Chip! Reviewed on: 12th March 2021

Chip n Save

I find this is the best way to save without missing your cash Reviewed on: 12th March 2021

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