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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving by stealth

A little bit here, a little bit there. You know that coffee you didn't buy because the queue was too long? "Look, I just saved £3 by not buying that coffee" you say. Except you didn't save it. All you did was not spend it. With Chip, you can stick that £3 you were going to spend straight into your savings - just as quick as if you were buying the coffee. Hey presto, your little savings here and there will mount up quicker than you think. And you'll really mean it the next time you say "Look, I just save some money!!" .... not to mention the other saving features, like AI and pay-day-put-away.... Chip away here, chip away there. Why would you not want to do this? Reviewed on: 12th March 2021

So easy to save with Chip

Absolutely love this app. It is so easy to save up with AI auto save. I never even notice the money going out of my bank it is that good and working out the correct amount to save. The payday auto save is great too so you can save automatically on payday. Highly reccomend. Reviewed on: 12th March 2021

Small sums add up

I like the auto save helps me to save smaller amounts every few days , they certainly add up and i dont notice them great idea Reviewed on: 12th March 2021

Sneaky saver!

The perfect App to swiftly put away a little bit at a time, you don’t even notice it! Setting goals and seeing the date you’ll achieve it by is such good motivation! Makes me want to set more goals! You think you wouldn’t be able to save X amount of money but this App shows you it’s possible! So rewarding! Even more so when I’ve reached my puppy fund goal in a few months! Reviewed on: 12th March 2021

Easy easy saving

Chip just does its thing, hoovering up loose change and putting it in a neat pile so it's available when you suddenly need a few hundred pounds. No hassle, no fuss. Messages are a bit too bouncy for my taste - they try (too) hard not to be like the stuffy banks. But that's the only criticism. Reviewed on: 12th March 2021

Easy when you get into it

A little difficult setting up, can lose your way, get mixed up, once into accounts it comes naturally, just like internet saving really, with a fixed deposit or you can set your own. Reviewed on: 12th March 2021

Easy to use and helps with mindless saving

Really helpful savings app, makes it very easy, with good communication from the Chip team. Reviewed on: 12th March 2021

Innovative

Innovative savings technique. Easy to use. Reviewed on: 12th March 2021

Best value easy access savings account

The best value easy access savings account. A leading savings return on the market at 1.25%, its easy to access and transfer to and from and the app is simple and straight forward to use Reviewed on: 12th March 2021

Super friendly UX, super easy to save

So far my experience has been great. You can tell Chip really cares about it's UX, along making it super easy to setup your account and not think about saving! Reviewed on: 12th March 2021

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