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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

simple saving

A fantastic idea you save little and regularly but the great thing it is done automatically so over time it builds up to a nice little pot of money Reviewed on: 12th March 2021

Seamless saving

I've been using Chip for a few years now and my savings just keep going up. It really is effortless. If the money had been sitting in my bank account it would have gone but with Chip, the auto savings are set and small amounts of money leave my account on a regular basis without me really noticing. The money is then easy to transfer back when I reach my target or need to tap into the savings for any reason. A really great app that has definitely helped me over the last couple of years. Reviewed on: 12th March 2021

Savings never so easy

I love the fact that I have saved so much money in so short a time. I am superb with money but Chips method of saving is wonderful. It’s worth the fraction it costs to use the automated features, the algorithms have never let me down and like advertised, the system has never taken more than I can afford. I like the down to earth playfulness of the company and appreciate the way things are explained so easily and thoroughly. Never have I had issues with withdrawals and they are so fast; as a matter of fact I have withdrawn around a thousand pounds several times. Equal testimony to the efficiency of the saving product itself and that of it being easy access. I cannot wait for further developments to come from Chip. As it is I could easily start funding an ISA, starting a home improvement project, or just ‘splash the cash’ - as I always seem to have a minimum of £3000 by my side. Well done Chip! Reviewed on: 12th March 2021

Chip n Save

I find this is the best way to save without missing your cash Reviewed on: 12th March 2021

Takes the thinking out of saving

It’s brilliant how it puts aside what you can afford without you even having to think about it, even if it’s the price of a coffee. Who would ever put that amount aside? But it builds up and shows you how easy and quickly you can have a good chunk of savings. Also, highest savings rate - no brainier. Reviewed on: 12th March 2021

Great savings app!

Very impressed with all aspects of this app! Reviewed on: 12th March 2021

I am finally a saver

Chip has given me the ability to save. It’s clever Ai system stores small amounts of away which I don’t even notice it takes. This has led me to save for items such as a family holiday, a new phone and paying off a credit card. I’ve felt empowered and in control of my finances so much that it has spurred me on to continue saving and even investing for the first time using other apps. Reviewed on: 12th March 2021

Savings that sneak up on you (in a good way)

CHIP was easy to set up and got someone who didn’t really have a savings habit (I’m poor and also have ADHD) to have one - it has led me to start ‘paying myself’ and given me a sense of security I just haven’t had before. It’s brilliant. Reviewed on: 12th March 2021

Great savings platform

Best rate on the market, easy to use and navigate and makes saving simple!! Reviewed on: 12th March 2021

Great way to save

This is ideal for people who find it hard to save. Chip do all the work for you and I’m always surprised when I check my balance. Have a few of my friends using it too Reviewed on: 12th March 2021

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