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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easy to use and helps with mindless saving

Really helpful savings app, makes it very easy, with good communication from the Chip team. Reviewed on: 12th March 2021

Innovative

Innovative savings technique. Easy to use. Reviewed on: 12th March 2021

Best value easy access savings account

The best value easy access savings account. A leading savings return on the market at 1.25%, its easy to access and transfer to and from and the app is simple and straight forward to use Reviewed on: 12th March 2021

Super friendly UX, super easy to save

So far my experience has been great. You can tell Chip really cares about it's UX, along making it super easy to setup your account and not think about saving! Reviewed on: 12th March 2021

Worry free saving

Easy to set up, worry free saving as no money is transferred if your are at your specified overdraft limit, always open and transparent, everything is explained in terms that everyone understands, just love this company which all companies had the ethics of Chip. Reviewed on: 12th March 2021

Easiest way to save!!

Absolutely love using Chip, I know it’s a bit of a cliche but I genuinely don’t notice the savings being made because they’re regular and calculated perfectly and put away for me. I really like the fact that I can set limits and decide how much I want to “go for it” each month. Would absolutely recommend to anyone looking for up their savings habits!!! Reviewed on: 12th March 2021

the easiest way to save

I've had a Chip account for a few years now and i absolutely love it, i have been able to save money for the first time in my life! Reviewed on: 12th March 2021

The 'back of the sofa' savings account

I've managed to save c£3k in 9 months without even feeling it. The algorithm works out how much you can save sans soucis and does it for you. It provides goals and shows you what your future savings could look like if you stick to it. I really rate the concept and would call it 'back of the sofa' savings as its like bonus money you didnt know you had! Reviewed on: 12th March 2021

Very easy savings

I've been saving with Chip for a few months now. I enjoy how easy to use it is. What I like is that the app takes small amounts of money every few days, that it calculates you can afford, and moves it in to the savings account. There is a small monthly fee. Some would say you could just move the money yourself, and that is true, but most would not actually do it. If the app saves £25 a week for you then over a month you will have saved £100+. It's quite likely that instead of saving that money, many would have spent it, which is why I believe that Chip is worthwile. Reviewed on: 12th March 2021

Easy to use!

Chip is such an easy app to get your head around and I absolutely love the auto save system. You end up saving without even noticing that you’re really saving. I used to struggle to regularly put money away without touching it, but Chip has made it super possible for me to be a saver. Reviewed on: 12th March 2021

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