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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A lifesaving app

Chip is amazing - I never feel the loss of what it automatically takes for my savings, but whenever I run out of money Chip always has my back and tides me over until payday. Reviewed on: 12th March 2021

Save money doing nothing

I’m rubbish at saving so having Chip has been a lifesaver. I don’t have to think about how much I can afford to put away each month as Chip does it for me. Reviewed on: 12th March 2021

Easy Saving

Makes saving care free and simple. Offers the best interest of any savings account since the 2008 recession. Reviewed on: 12th March 2021

An effortless way to save automatically and now paying 1.25% interest too.

Since I started using Chip a couple of years ago I've managed to effortlessly save a few thousand pounds without really noticing as the algorithm syphoned off small sums from my current account. It proved a lifesaver when we discovered a problem with our wiring and had to have emergency work carried out. Without these savings I would have had to borrow the money to pay! Overall an excellent product to get people saving! Reviewed on: 12th March 2021

So quick and easy to use

I’ve been with Chip from the very beginning. I’ve saved money for holidays and home improvement. You don’t even miss the money going out . I’ve recommended to friends and family. Definitely Reviewed on: 12th March 2021

Easy way to save money

I got on Chip early and have let them do all the work ever since. The app has advanced has a lot more useful features these days Reviewed on: 12th March 2021

Makes it easy to save

I find it hard to save, so I like how it calculates what you can afford and it slips into a saving fund and it all builds up without you noticing too much. Easy to transfer back, should you need to call upon that fund. A great concept. Convenient. Reviewed on: 12th March 2021

Really great savings app

This app is so easy to use. Simply transfer money from your bank to chip or make automatic savings. Can withdraw money and any time and get good interest better than bank interest saving accounts Reviewed on: 12th March 2021

Chipper Chip!

Always happy to see that Chip is saving money for me. Reviewed on: 12th March 2021

Short term savings made easy

Well, almost unnoticed a small nestegg appears.... Great for rainy day and holiday Reviewed on: 12th March 2021

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