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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Makes it easy to save

I find it hard to save, so I like how it calculates what you can afford and it slips into a saving fund and it all builds up without you noticing too much. Easy to transfer back, should you need to call upon that fund. A great concept. Convenient. Reviewed on: 12th March 2021

Really great savings app

This app is so easy to use. Simply transfer money from your bank to chip or make automatic savings. Can withdraw money and any time and get good interest better than bank interest saving accounts Reviewed on: 12th March 2021

Chipper Chip!

Always happy to see that Chip is saving money for me. Reviewed on: 12th March 2021

Short term savings made easy

Well, almost unnoticed a small nestegg appears.... Great for rainy day and holiday Reviewed on: 12th March 2021

Saving by stealth

A little bit here, a little bit there. You know that coffee you didn't buy because the queue was too long? "Look, I just saved £3 by not buying that coffee" you say. Except you didn't save it. All you did was not spend it. With Chip, you can stick that £3 you were going to spend straight into your savings - just as quick as if you were buying the coffee. Hey presto, your little savings here and there will mount up quicker than you think. And you'll really mean it the next time you say "Look, I just save some money!!" .... not to mention the other saving features, like AI and pay-day-put-away.... Chip away here, chip away there. Why would you not want to do this? Reviewed on: 12th March 2021

So easy to save with Chip

Absolutely love this app. It is so easy to save up with AI auto save. I never even notice the money going out of my bank it is that good and working out the correct amount to save. The payday auto save is great too so you can save automatically on payday. Highly reccomend. Reviewed on: 12th March 2021

Small sums add up

I like the auto save helps me to save smaller amounts every few days , they certainly add up and i dont notice them great idea Reviewed on: 12th March 2021

Sneaky saver!

The perfect App to swiftly put away a little bit at a time, you don’t even notice it! Setting goals and seeing the date you’ll achieve it by is such good motivation! Makes me want to set more goals! You think you wouldn’t be able to save X amount of money but this App shows you it’s possible! So rewarding! Even more so when I’ve reached my puppy fund goal in a few months! Reviewed on: 12th March 2021

Easy easy saving

Chip just does its thing, hoovering up loose change and putting it in a neat pile so it's available when you suddenly need a few hundred pounds. No hassle, no fuss. Messages are a bit too bouncy for my taste - they try (too) hard not to be like the stuffy banks. But that's the only criticism. Reviewed on: 12th March 2021

Easy when you get into it

A little difficult setting up, can lose your way, get mixed up, once into accounts it comes naturally, just like internet saving really, with a fixed deposit or you can set your own. Reviewed on: 12th March 2021

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