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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent Saving App

Been with CHIP for over a year and it has definitely helped be save a substantial amount of money. So impressed was I that I have bought into CHIP Reviewed on: 12th March 2021

Easy Saving

Using Chip I have offers of better interest rates than most conventional banks! I'm also able to save more than I thought using Chip's AI automatically making saves for me! Would recommend to all friends and family. Reviewed on: 12th March 2021

Very Poor Website

I was supposed to be earning 1.25% on my account, when you get to your account summary page it says 0.00%. After numerous emails I was assured I was earning 1.25% but I’m not convinced. Still showing 0.00% but have to wait 3 months before interest added, we shall see. Reviewed on: 12th March 2021

Brilliant app

I love chip app , i don't realise how much i saved with chip & i wish i knew before so i could use earlier Reviewed on: 12th March 2021

Best interest rate

An innovative bank that has provided a great rate for savers at a time when interest rates are very poor! Everything is done easily on the app that makes everything very efficient! Reviewed on: 12th March 2021

Great savings app

Great way to save some extra pennies Reviewed on: 12th March 2021

Easy saving

I love using Chip. It trickles away in the background, slowly adding up my savings. I often put money in another savings account but regularly take out of it. But with Chip I never miss the money that goes out from from current account and I’m always surprised and happy with the money I save in Chip when I go to look at it. I rarely take out of it and the money I have taken out has been on bigger purchases like a holiday or a course. Reviewed on: 12th March 2021

The future of saving

Best bank out there that automates your savings and makes it all so hassle-free. I no longer have to worry about whether I can afford to save money, Chip does it all for me. I've recommended it to all my friends and family and everyone loves it. Reviewed on: 12th March 2021

So easy

Its so easy to save with this, I don't notice the money coming out of my account because its such a small amount. The app is incredibly user friendly, you can withdraw your money quickly without the 5 day wait that plum has, the customer service is wonderful and actually helpful. I'd recommend chip 100% Reviewed on: 12th March 2021

Clear & simple to use

Its quick to use too. The pages are easy to understand Reviewed on: 12th March 2021

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