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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Hassle free savings

Takes the hassle out of saving. Amazing how much is saved over the year without noticing. Reviewed on: 12th March 2021

Easy app

Easy app, automatic saving, great interest Reviewed on: 12th March 2021

Easy to use and great interest rates

Chip is a really easy app to set up and I love the automatic saving function which helps you save without even realising it. They also have great interest rates which are hard to find anywhere else for an easy access account. Reviewed on: 12th March 2021

Easiest Savings Available

Never been a saver, tried but failed ..... that all changed with Chip, best way to save out there Reviewed on: 12th March 2021

Easy to use

Makes saving easy with auto saves and deposits for larger amounts. Reviewed on: 12th March 2021

Best Savings app around

The savings app is great making saving so easy and hassle free. The AI technology is such that you don't notice that you are saving. Also access to the best interest rates in the market by a long shot. Reviewed on: 12th March 2021

Great app.

Nice features on the app including the auto save option with 5 levels of saving tiers & the choice of manual deposits is also handy. Reviewed on: 12th March 2021

Its Smart & Seamless

The Chip product is fantastic, by using the algorithmic saving method it provides a unique and adjustable automated saving regime that recognises the users spending cycles therefore allowing maximum savings goals without constant thought or input. Reviewed on: 12th March 2021

Easy trouble free savings

Using chip to save has made it super easy to be able to put away enough each week to have a nice little buffer for unexpected costs. It's also allowed me to save enough to max out my lifetime ISA to help get a deposit for a house! Reviewed on: 12th March 2021

Save with Chip for a bright future.

I have been a terrible saver my entire life until I found Chip. It may sound too good to be true, but I have managed to save for a flat deposit(!!) Amounts *so small that I don't notice* have been transferred from my personal account to my Chip account. And voila, in the process of buying a and this has been a huge milestone for me, and I will be forever thankful. Reviewed on: 12th March 2021

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