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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easy saving

I love using Chip. It trickles away in the background, slowly adding up my savings. I often put money in another savings account but regularly take out of it. But with Chip I never miss the money that goes out from from current account and I’m always surprised and happy with the money I save in Chip when I go to look at it. I rarely take out of it and the money I have taken out has been on bigger purchases like a holiday or a course. Reviewed on: 12th March 2021

The future of saving

Best bank out there that automates your savings and makes it all so hassle-free. I no longer have to worry about whether I can afford to save money, Chip does it all for me. I've recommended it to all my friends and family and everyone loves it. Reviewed on: 12th March 2021

So easy

Its so easy to save with this, I don't notice the money coming out of my account because its such a small amount. The app is incredibly user friendly, you can withdraw your money quickly without the 5 day wait that plum has, the customer service is wonderful and actually helpful. I'd recommend chip 100% Reviewed on: 12th March 2021

Clear & simple to use

Its quick to use too. The pages are easy to understand Reviewed on: 12th March 2021

A lifesaving app

Chip is amazing - I never feel the loss of what it automatically takes for my savings, but whenever I run out of money Chip always has my back and tides me over until payday. Reviewed on: 12th March 2021

Save money doing nothing

I’m rubbish at saving so having Chip has been a lifesaver. I don’t have to think about how much I can afford to put away each month as Chip does it for me. Reviewed on: 12th March 2021

Easy Saving

Makes saving care free and simple. Offers the best interest of any savings account since the 2008 recession. Reviewed on: 12th March 2021

An effortless way to save automatically and now paying 1.25% interest too.

Since I started using Chip a couple of years ago I've managed to effortlessly save a few thousand pounds without really noticing as the algorithm syphoned off small sums from my current account. It proved a lifesaver when we discovered a problem with our wiring and had to have emergency work carried out. Without these savings I would have had to borrow the money to pay! Overall an excellent product to get people saving! Reviewed on: 12th March 2021

So quick and easy to use

I’ve been with Chip from the very beginning. I’ve saved money for holidays and home improvement. You don’t even miss the money going out . I’ve recommended to friends and family. Definitely Reviewed on: 12th March 2021

Easy way to save money

I got on Chip early and have let them do all the work ever since. The app has advanced has a lot more useful features these days Reviewed on: 12th March 2021

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