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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy and convenient way to save

Saving for the digital age, and a great interest rate to boot Reviewed on: 12th March 2021

Savings without the pain

I love Chip because it allows me to save without the pain of losing a chunk of money in one go. It allows me to budget better and just save when I can, not when I remember to. Reviewed on: 12th March 2021

Best saving app

It is a magnificent idea what the devs had. Since I installed the app I have saved lots of money without even notice. Reviewed on: 12th March 2021

Total life changer

Saving each month without even noticing a hit to your bank balance! Totally changed my outlook and has been a lifesaver during these strange times Reviewed on: 12th March 2021

A great way to encourage saving

Let’s face it saving is something we all want to do but setting up a direct debit can be a bigger commitment not knowing what could come along in any given month. And then putting excess away at the end of the month is easily forgotten. Enter Chip! Seamless easy saving without really knowing about it. It rounds up transactions direct from my account and I save more than I would with a direct debit. So clever, so simple and the app is a doddle to use. Genius I say! Reviewed on: 12th March 2021

Very innovative and convinient

Saving money effortlessly without realizing it. You can easily access it whenever you may need it. Reviewed on: 12th March 2021

Good app driven savings account

Chip provides a good savings account which was easy to apply for and easy to manage via their phone app. Reviewed on: 12th March 2021

Easy Savings

With Chip I've been able to save without really being aware of it! Small amounts are taken from my account and put to good use and soon accumulate into a nice amount of money. Reviewed on: 12th March 2021

Just makes saving easy!

CHIP really does make saving easy as you just leave it to do its thing. With investments on the horizon too I'm hoping it will be my one stop shop for any spare money I have! Reviewed on: 12th March 2021

Easy to invest

Chip allows you to automatically set an amount of money you want to invest it can be as little as 10p for each purchase you make and you wont even realize it being deducted from your account, it then invests your money. Reviewed on: 12th March 2021

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