Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

View other Chip products

4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18446)

Great app.

Nice features on the app including the auto save option with 5 levels of saving tiers & the choice of manual deposits is also handy. Reviewed on: 12th March 2021

Its Smart & Seamless

The Chip product is fantastic, by using the algorithmic saving method it provides a unique and adjustable automated saving regime that recognises the users spending cycles therefore allowing maximum savings goals without constant thought or input. Reviewed on: 12th March 2021

Easy trouble free savings

Using chip to save has made it super easy to be able to put away enough each week to have a nice little buffer for unexpected costs. It's also allowed me to save enough to max out my lifetime ISA to help get a deposit for a house! Reviewed on: 12th March 2021

Save with Chip for a bright future.

I have been a terrible saver my entire life until I found Chip. It may sound too good to be true, but I have managed to save for a flat deposit(!!) Amounts *so small that I don't notice* have been transferred from my personal account to my Chip account. And voila, in the process of buying a and this has been a huge milestone for me, and I will be forever thankful. Reviewed on: 12th March 2021

Excellent Saving App

Been with CHIP for over a year and it has definitely helped be save a substantial amount of money. So impressed was I that I have bought into CHIP Reviewed on: 12th March 2021

Easy Saving

Using Chip I have offers of better interest rates than most conventional banks! I'm also able to save more than I thought using Chip's AI automatically making saves for me! Would recommend to all friends and family. Reviewed on: 12th March 2021

Very Poor Website

I was supposed to be earning 1.25% on my account, when you get to your account summary page it says 0.00%. After numerous emails I was assured I was earning 1.25% but I’m not convinced. Still showing 0.00% but have to wait 3 months before interest added, we shall see. Reviewed on: 12th March 2021

Brilliant app

I love chip app , i don't realise how much i saved with chip & i wish i knew before so i could use earlier Reviewed on: 12th March 2021

Best interest rate

An innovative bank that has provided a great rate for savers at a time when interest rates are very poor! Everything is done easily on the app that makes everything very efficient! Reviewed on: 12th March 2021

Great savings app

Great way to save some extra pennies Reviewed on: 12th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from B-Social 4.72 from 46 reviews
Cashback account
from Cheddar 4.83 from 1686 reviews
App
from Kroo 4.90 from 2530 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1041 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub