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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Good savings app, Great interest

Good little automatic savings app with detailed information about how much you've saved or how much its saved for you, lots of options to choose from and the best interest Reviewed on: 12th March 2021

Best and easiest way to save!

They give a great promotional rate that beats anything else out there on the market plus they’re dead simple to use Reviewed on: 12th March 2021

Just so easy

Chip have managed to make saving money totally frictionless. Just set the thing up and let it do it’s thing. I really don’t have to think about it. If I had to, I probably wouldn’t do it because I have lots of other things to think about, I just wouldn’t get around to it as much as I know I should and want to. Chip has let me get out of my own way when it comes to saving! Reviewed on: 12th March 2021

Best rates on the market

Currently offer one of the best rates on the market, and a great user-friendly app. Reviewed on: 12th March 2021

Life changing :)

Who'd have thought it'd be this easy to save so much, makes you reconsider how you look at your finances Reviewed on: 12th March 2021

Fantastic!!

This is such a stress free, easy way to save money. They deliver excellent service! Keep up the great work Chip!! Reviewed on: 12th March 2021

Savings made easy

I never realised that I could actually save 15% of my monthly income before I used Chip. You just link your bank account and let it do it’s magic. Come back after a month and you will be surprised. Great app. Reviewed on: 12th March 2021

Quick and easy to use

Clear and concise way to save.Since the process is automated you don't have to worry about manually saving money Reviewed on: 12th March 2021

Savings made easy.

I began using Chip after noticing a friend had downloaded it. He kept telling me how easy to was to save money and you didn’t feel the money being taken from your account. The funds are easy to withdraw but you’re encouraged not to which as someone who struggles to save money can say is a huge motivator. Have recommended to loads and will continue to. Reviewed on: 12th March 2021

Changing relationship with saving

Chip has completely transformed my relationship with saving - I have gone from really struggling to maintain any savings balance, to saving up to £50 a week- without really noticing it. I have managed to save a house deposit in less than 2 years, 50% of which has been with Chip. Reviewed on: 11th March 2021

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