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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Takes the thinking out of saving

It’s brilliant how it puts aside what you can afford without you even having to think about it, even if it’s the price of a coffee. Who would ever put that amount aside? But it builds up and shows you how easy and quickly you can have a good chunk of savings. Also, highest savings rate - no brainier. Reviewed on: 12th March 2021

Great savings app!

Very impressed with all aspects of this app! Reviewed on: 12th March 2021

I am finally a saver

Chip has given me the ability to save. It’s clever Ai system stores small amounts of away which I don’t even notice it takes. This has led me to save for items such as a family holiday, a new phone and paying off a credit card. I’ve felt empowered and in control of my finances so much that it has spurred me on to continue saving and even investing for the first time using other apps. Reviewed on: 12th March 2021

Savings that sneak up on you (in a good way)

CHIP was easy to set up and got someone who didn’t really have a savings habit (I’m poor and also have ADHD) to have one - it has led me to start ‘paying myself’ and given me a sense of security I just haven’t had before. It’s brilliant. Reviewed on: 12th March 2021

Great savings platform

Best rate on the market, easy to use and navigate and makes saving simple!! Reviewed on: 12th March 2021

Great way to save

This is ideal for people who find it hard to save. Chip do all the work for you and I’m always surprised when I check my balance. Have a few of my friends using it too Reviewed on: 12th March 2021

Makes saving easy

The ai feature that this app uses, linking the chip account to your bank account, makes saving a doddle. Money is squirreled away, a bit at a time, so you don't notice. But when you need that holiday fund, or nest egg, it's there removing the stress of finding the money. I havre recommended to all my friends and family who normally struggle to save. Reviewed on: 12th March 2021

Simple!

Easy to set up and offering the best rate of interest out there through their Chip +1 account. Flexible, with various auto save options making it suitable for everyone! Reviewed on: 12th March 2021

Love this app

I can make regular savings without even noticing or having to do anything yet I have instant access to my savings if I need it. Fabulous app really impressed with how simple it is! Reviewed on: 12th March 2021

Simplicity at its finest

Couldn't make saving simpler Put in take out Reviewed on: 12th March 2021

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