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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Fab App!

Brilliant! Easy to use! Auto saves little amounts so I hardly notice :) Reviewed on: 11th March 2021

Hastle free savings, wish this was available years ago

Super easy hassle free savings, very good app to help you save for the rainy days Reviewed on: 11th March 2021

Saving without even noticing

Love how you can save in this app without feeling it. And all it’s new features coming makes me stay even more invested in Chip Reviewed on: 11th March 2021

Simple

Automatic savings that you can set limits on add up without you noticing depending what is in your account. Easy and friendly customer service. Reviewed on: 11th March 2021

Fast, efficient, easy and convenient

I love chip. They take small sums of money out of your account every few days I barely notice it leaving my account! The team on chip are very efficient in answering enquiries and appear to be incredibly friendly. I like how chip is modern and innovative and allows you to still have control of your finances, Reviewed on: 11th March 2021

Makes saving super easy!

Saves your spare money before you've even had chance to think about what to put aside each month! It's clever algorithms look at your bank account outgoings and works out how much you can spare. As a result your savings build up quickly! Easy to deposit and withdraw. And it does same day saves (unlike some apps which save it all up into one transaction so you can lose track). Chip is a bit of gem for me! Reviewed on: 11th March 2021

Never been so rich

I absolutely love Chip. I have always struggled to save and budget my money but with Chip I don’t even have to think about it. Since having chip I have managed to do things to my house that I never thought would be possible. I’m so happy and I have got my friends and family to sign up too! Reviewed on: 11th March 2021

Alsolutely brilliant!

Saving with chip is so easy and I've been able to save for things I'd never dream of! Would highly recommend to anybody. Reviewed on: 11th March 2021

Innovative and easy to use

A great app which makes saving simple. Reviewed on: 11th March 2021

Simple, intuitive savings with a great interface

I’ve been a Chip user for the past 3 years, it’s a fantastic app for putting away extra cash savings without even realising it! The intelligent AI auto save feature means you don’t know even notice the difference, and I’ve managed to save over £4,000 towards a car for my mums 50th birthday! Great customer service, really simple to use and developing great new features to help the every day saver all the time. Reviewed on: 11th March 2021

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