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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Pain-free saving

I've always been terrible at saving. Always. And I'm 45. Chip is the only way I've been able to save consistently since joining about 2 years ago. My husband recommended Chip to me, and I've recommended it to others. Still not completely sure how they work out how to save money I don't miss... its almost like a magic trick... Either way, it works, so they get my vote!! Reviewed on: 12th March 2021

Superb and easy

Save without realising- easy to adjust levels of saving and same day withdrawals, what's not to love? Reviewed on: 12th March 2021

Simple and easy way to save with best rates

Never been able to save before but now chip I can with no effort. Chip also offer excellent saving rates. Reviewed on: 12th March 2021

Saving has never been easier

Chip bank has made saving easy and convenient and their app has made sure I can see exactly where my money is going and how much it’s earning - Excellent!! Reviewed on: 12th March 2021

One of the best Saving Apps in the market

I've been using Chip for over a year now and it is one of the most intuitive and helpful apps out there! Extremely friendly UX/UI with a great flexibility, features and accurate auto-saving bot. Not only that, but Chip is constantly growing and adding new features, which makes the app fresh and relevant Reviewed on: 12th March 2021

Makes saving for both short and long term goals easy to fit in to the everyday

the Chip AI for round ups is efficient and great for putting money aside regularly from your bank account, quickly adding up to help with a holiday fund or just having some cash in reserve. Easily adjustable for timing, and amounts so it fits around monthly pay and for budgeting. Reviewed on: 12th March 2021

Good savings app, Great interest

Good little automatic savings app with detailed information about how much you've saved or how much its saved for you, lots of options to choose from and the best interest Reviewed on: 12th March 2021

Best and easiest way to save!

They give a great promotional rate that beats anything else out there on the market plus they’re dead simple to use Reviewed on: 12th March 2021

Just so easy

Chip have managed to make saving money totally frictionless. Just set the thing up and let it do it’s thing. I really don’t have to think about it. If I had to, I probably wouldn’t do it because I have lots of other things to think about, I just wouldn’t get around to it as much as I know I should and want to. Chip has let me get out of my own way when it comes to saving! Reviewed on: 12th March 2021

Best rates on the market

Currently offer one of the best rates on the market, and a great user-friendly app. Reviewed on: 12th March 2021

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