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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

No effort saving

So easy to save without any effort and decent interest rate to boot Reviewed on: 11th March 2021

Simplest way to save

I always struggled to save money but with Chip I don’t even have to try Reviewed on: 11th March 2021

Saving without even noticing

The app had helped me save a lot without even noticing, a real perk of the auto save feature. Plus, the interest rate of 1.25% up to 5k is by far the best rate around compared to other banks or savings apps. No brainer Reviewed on: 11th March 2021

Helps non savers become savers

Takes the effort out of saving. Couldn’t recommend enough! Reviewed on: 11th March 2021

Easy savings

Amazing app easy to save with minimal effort Reviewed on: 11th March 2021

Help me save with very little effort

I like the saving app it's helps you save money Reviewed on: 11th March 2021

Saving without even realising!

I’ve never been much of a saver and always wondered where my money had gone at the end of each month. Since joining chip, I’ve managed to save without even realising. I really haven’t missed the money that I’ve auto-saved, without chip I would have just wasted it. I love this app and tell everyone about it! Reviewed on: 11th March 2021

Outstanding

Simple app with big saving ability. Autosave takes the thought and hassle out of saving and I barely notice the money piling up in there. Excellent customer service. Reviewed on: 11th March 2021

Perfect pleasant surprise

I try to put money away on payday but it doesn’t alway happen. So when I check the app every few weeks it’s amazing to see money I’ve put as aide without realising. The new 1.25% interest rate is also more of an incentive to keep my streak going. Reviewed on: 11th March 2021

The best Savings App ever

Chip is the only reason I have solid savings right now, so easy to use and make saving enjoyable! Reviewed on: 11th March 2021

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