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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Life changing :)

5
Who'd have thought it'd be this easy to save so much, makes you reconsider how you look at your finances Reviewed on: 12th March 2021

Fantastic!!

5
This is such a stress free, easy way to save money. They deliver excellent service! Keep up the great work Chip!! Reviewed on: 12th March 2021

Savings made easy

5
I never realised that I could actually save 15% of my monthly income before I used Chip. You just link your bank account and let it do it’s magic. Come back after a month and you will be surprised. Great app. Reviewed on: 12th March 2021

Quick and easy to use

5
Clear and concise way to save.Since the process is automated you don't have to worry about manually saving money Reviewed on: 12th March 2021

Savings made easy.

5
I began using Chip after noticing a friend had downloaded it. He kept telling me how easy to was to save money and you didn’t feel the money being taken from your account. The funds are easy to withdraw but you’re encouraged not to which as someone who struggles to save money can say is a huge motivator. Have recommended to loads and will continue to. Reviewed on: 12th March 2021

Changing relationship with saving

5
Chip has completely transformed my relationship with saving - I have gone from really struggling to maintain any savings balance, to saving up to £50 a week- without really noticing it. I have managed to save a house deposit in less than 2 years, 50% of which has been with Chip. Reviewed on: 11th March 2021

Fab App!

5
Brilliant! Easy to use! Auto saves little amounts so I hardly notice :) Reviewed on: 11th March 2021

Hastle free savings, wish this was available years ago

5
Super easy hassle free savings, very good app to help you save for the rainy days Reviewed on: 11th March 2021

Saving without even noticing

5
Love how you can save in this app without feeling it. And all it’s new features coming makes me stay even more invested in Chip Reviewed on: 11th March 2021

Simple

5
Automatic savings that you can set limits on add up without you noticing depending what is in your account. Easy and friendly customer service. Reviewed on: 11th March 2021

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