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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fast, efficient, easy and convenient

I love chip. They take small sums of money out of your account every few days I barely notice it leaving my account! The team on chip are very efficient in answering enquiries and appear to be incredibly friendly. I like how chip is modern and innovative and allows you to still have control of your finances, Reviewed on: 11th March 2021

Makes saving super easy!

Saves your spare money before you've even had chance to think about what to put aside each month! It's clever algorithms look at your bank account outgoings and works out how much you can spare. As a result your savings build up quickly! Easy to deposit and withdraw. And it does same day saves (unlike some apps which save it all up into one transaction so you can lose track). Chip is a bit of gem for me! Reviewed on: 11th March 2021

Never been so rich

I absolutely love Chip. I have always struggled to save and budget my money but with Chip I don’t even have to think about it. Since having chip I have managed to do things to my house that I never thought would be possible. I’m so happy and I have got my friends and family to sign up too! Reviewed on: 11th March 2021

Alsolutely brilliant!

Saving with chip is so easy and I've been able to save for things I'd never dream of! Would highly recommend to anybody. Reviewed on: 11th March 2021

Innovative and easy to use

A great app which makes saving simple. Reviewed on: 11th March 2021

Simple, intuitive savings with a great interface

I’ve been a Chip user for the past 3 years, it’s a fantastic app for putting away extra cash savings without even realising it! The intelligent AI auto save feature means you don’t know even notice the difference, and I’ve managed to save over £4,000 towards a car for my mums 50th birthday! Great customer service, really simple to use and developing great new features to help the every day saver all the time. Reviewed on: 11th March 2021

No effort saving

So easy to save without any effort and decent interest rate to boot Reviewed on: 11th March 2021

Simplest way to save

I always struggled to save money but with Chip I don’t even have to try Reviewed on: 11th March 2021

Saving without even noticing

The app had helped me save a lot without even noticing, a real perk of the auto save feature. Plus, the interest rate of 1.25% up to 5k is by far the best rate around compared to other banks or savings apps. No brainer Reviewed on: 11th March 2021

Helps non savers become savers

Takes the effort out of saving. Couldn’t recommend enough! Reviewed on: 11th March 2021

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