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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy savings

Amazing app easy to save with minimal effort Reviewed on: 11th March 2021

Help me save with very little effort

I like the saving app it's helps you save money Reviewed on: 11th March 2021

Saving without even realising!

I’ve never been much of a saver and always wondered where my money had gone at the end of each month. Since joining chip, I’ve managed to save without even realising. I really haven’t missed the money that I’ve auto-saved, without chip I would have just wasted it. I love this app and tell everyone about it! Reviewed on: 11th March 2021

Outstanding

Simple app with big saving ability. Autosave takes the thought and hassle out of saving and I barely notice the money piling up in there. Excellent customer service. Reviewed on: 11th March 2021

Perfect pleasant surprise

I try to put money away on payday but it doesn’t alway happen. So when I check the app every few weeks it’s amazing to see money I’ve put as aide without realising. The new 1.25% interest rate is also more of an incentive to keep my streak going. Reviewed on: 11th March 2021

The best Savings App ever

Chip is the only reason I have solid savings right now, so easy to use and make saving enjoyable! Reviewed on: 11th March 2021

The best app I have ever downloaded!

I really didn’t think saving money was possible, until I got chip! I get so excited checking my savings progress and you really don’t notice it each week! You have increased my money confidence and stopped me having those sleepless nights! Reviewed on: 11th March 2021

Disruptive savings-focused FinTech platform.

Chip is a tech startup, which has flirted with moving into multiple FinTech verticals, yet, fortunately, has retained its core vision of becoming the UK's best saving and investing-focused FinTech. Reviewed on: 11th March 2021

Excellent saving app

I love this app as I can save without even thinking about it. If I don’t check my account for a while, I’m always pleasantly surprised at how much I have quickly saved up. Would highly recommend. Reviewed on: 11th March 2021

Amazing savings

Saves automatically and quite quickly I saved nearly £400 in 70 days. That's never happened. Reviewed on: 11th March 2021

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