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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Feels like I am being looked after personally if I have any questions or concerns.

5
I think it is a great idea to put money aside that you wouldn't normally take the time to do by reviewing your account all the time. Good interest terms. Reviewed on: 11th March 2021

Easy

5
I can just have the auto save option and I dont have to think about the account ans then next time I log in its like the money has just magically appeared Reviewed on: 11th March 2021

Effortless saving

5
Chip makes saving a doddle, I don’t even have to think about it, chip just calculates what I can afford to save and then squirrel it away Reviewed on: 11th March 2021

The best savings app

5
Great for money saving and management, highly recommend Reviewed on: 11th March 2021

Savings Made Simple

5
As someone who never quite has the time to save, Chip takes all the hassle out of savings. By using Chip I’ve saved so much money and haven’t had to do anything! Reviewed on: 11th March 2021

Chip save quick and easy

5
Chips’ auto saves make it easy to accumulate funds without realising, the app is user friendly, customer service is efficient and they are constantly making improvements. I love Chip! Reviewed on: 11th March 2021

Couldn't be any easier

5
Never thought I could save till I tried this app and it does it for you! Reviewed on: 11th March 2021

Helps me save without realising

5
Such an amazing app, I’ve used it since they first launched and I’m so happy with the service they provide. The customer service is impeccable, quick responses and are happy to help with every query. The app itself is straight forward and the interest rates are amazing compared to my bank which I’ve used for 10 years. Would recommend to anyone and I have!! Reviewed on: 11th March 2021

Effective, easy, helpful

5
Using chip has allowed me to save money towards my first home. It is stress free and has helped me no end. Reviewed on: 11th March 2021

Makes saving easy

5
If you're a little bit like me and always spend the spare money you have,chip is such a good way to make sure you are putting a little aside every month without feeling it. Reviewed on: 11th March 2021

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