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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy and works!

Allows me to tuck away little bits of cash without realising Reviewed on: 11th March 2021

Easy way to save

The algorithm used by the Chip savings app means that I no longer have to consciously save, and because of that, I actually end up saving more. Saving small amounts makes me miss my money less, as it doesn't seem like much is leaving my main bank account. And even though it is technically leaving my account, its going into a high quality savings account that I can access later - win-win! Reviewed on: 11th March 2021

Save money without noticing!

You can build up savings without realising it! A little bit of interest too. Win. Win. Reviewed on: 11th March 2021

Best savings app ever

Chip makes saving really easy and something I don't even have to think about. I've managed my money amazingly since getting chip and am finally buying my first home! Reviewed on: 11th March 2021

Easy and Efficient

Fantastic savings app! I’ve now got over £2500 and I haven’t noticed it out of my pocket at all. The algorithm is brilliant, the investment opportunities with them are Fantastic, their shares opportunity was brilliant and their customer service is wonderful. Very friendly company, very open and honest company, extremely accessible company and hugely effective savings app. I’ve told everyone about it! Reviewed on: 11th March 2021

Chip is great!

With chip, you barely notice the money coming out your bank. It can take £8 here or £12 there. Little amounts that whilst not missed too much, grow a large pot of savings. Chip helped me with christmas and is now helping me save for my sisters wedding. Best app about. Dont hesitate. Try it today. Good luck! Reviewed on: 11th March 2021

Easiest way to save

I’m in a moderately earning job, nothing massive salary-wise, and I have a fair amount of outgoings, but I’ve still managed to save such a significant amount with Chip I’m now nearly completely debt free and able to seriously think about putting in a deposit for a house. I honestly don’t think I would’ve done it without such a good savings app that works out just how much you can afford to save, without you even noticing the money. Fantastic app, would highly recommend to anyone, and have done to most of my friends and family! Reviewed on: 11th March 2021

Amazing

Turning the impossible into possible I’ve saved for my first home! And I didn’t feel a thing :) Reviewed on: 11th March 2021

Flexible and easy

I found it easy to save with chip and it's a good interest rate Reviewed on: 11th March 2021

Great app, easy to save

Saved money with them his app for the little things that might come up, easy to withdraw if and when I want to. Highly recommended Reviewed on: 11th March 2021

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