Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18446)

Great auto-savings app

4
Saved money effortlessly with this app. Reviewed on: 11th March 2021

Simple, Easy, Helpful

5
Very easy to use, and simple to set up. The AI service is very helpful. Reviewed on: 11th March 2021

Easy-peasy

5
So easy to save money without me noticing and keeps it out of sight whilst I do it so I'm not tempted to spend it. Love the little notifications to say what I've saved. Reviewed on: 11th March 2021

Great way to save without thinking

5
Auto-Save function is a great feature. Problems are quickly solved through the chat function which just shows up the service provided by high street banks. Really pleased I joined - would recommend. Reviewed on: 11th March 2021

Easiest way to save

5
I do not have a saving bone in my body but Chip takes a little money out of my account every week and I don't miss it. This has been a revelation and it's very exciting to see the pot growing. It's the best way to save!! All of my family members now have Chip accounts! Reviewed on: 11th March 2021

Automated saving made simple

5
Slick, modern way to save for goals. Excellent product, easy to use. Reviewed on: 11th March 2021

Saving without effort

5
I have never ever been organised enough to save but Chip is so easy and user friendly. Set up how you want to save and off you go! Reviewed on: 11th March 2021

Only there was a better app to do this.

5
I haven't manage to fully use it but I hope 1000£ will make me get back on using them. Much love Reviewed on: 11th March 2021

Saving without noticing

5
Wouldn’t save half as much as I do without chip as it does it all for me! Excellent app and excellent customer service Reviewed on: 11th March 2021

Excellent auto saving app

5
Excellent app for automated saving so you don't have to pay attention to it yourself. Just let the app do the saving for you. Reviewed on: 11th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products