Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Chip chip and away

5
Signed up for Chip and have been amazed at how intuitive it has been to use and how effectively it has helped me to save without even having to think about it! I thought I was good with money now I am chipper about the results! Thank you Chip Reviewed on: 11th March 2021

Easy savings

5
Easy to use Saving account can set goals and also has a payday saving facility- always thinking of new products Reviewed on: 11th March 2021

Saving made so easy

5
I absolutely adore my chip app, every few days it has taken about a rounds worth of drinks from my bank account with me hardly noticing and has placed it into a separate account. I often forget about it and check back and there’s almost £900 saved, without me even realising the money has been missing! The app will change the way you save forever. Reviewed on: 11th March 2021

Saving Made Easy

5
Chip has made the money saving experience more effortless. I'm able to save without even trying. It's great! Reviewed on: 11th March 2021

Easy, hassle free saving

5
I’m able to save money without even noticing. Money has always been tight , but now I always manage to have a cash cushion each month for unexpected expenses Reviewed on: 11th March 2021

Easy saving

4
You can save so much and not notice. Reviewed on: 11th March 2021

Great auto-savings app

4
Saved money effortlessly with this app. Reviewed on: 11th March 2021

Simple, Easy, Helpful

5
Very easy to use, and simple to set up. The AI service is very helpful. Reviewed on: 11th March 2021

Easy-peasy

5
So easy to save money without me noticing and keeps it out of sight whilst I do it so I'm not tempted to spend it. Love the little notifications to say what I've saved. Reviewed on: 11th March 2021

Great way to save without thinking

5
Auto-Save function is a great feature. Problems are quickly solved through the chat function which just shows up the service provided by high street banks. Really pleased I joined - would recommend. Reviewed on: 11th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products