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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Chip Tops

5
A great way to save and invest your money Reviewed on: 11th March 2021

Easy saving

4
I find it was taken away the stress of asking myself can I save Reviewed on: 11th March 2021

A savings app like no other.

5
Look no more for the best savings app ever, I have been with chip from the very beginning and was looking for somewhere to save my money on a monthly basis. I tried a few different savings apps and tried to manually savings but always struggled. With chips automated savings algorithm I can easily save approx £200 a month without even noticing it. It’s made my life soo much easier and Constantly promoting chip to my friends and family. And so far have signed my mother, brother girlfriend and a few work colleagues as well. (And their all loving it, my mother was shocked when after 8 months of using it she’d had over £1000 init and didnt even feel it) Chip is brilliant, and NO other bank on the market has this type of account. It also has the best interest rate compared to any other bank....need a I say more? It’s definitely the best bank out there. Reviewed on: 11th March 2021

Great Savings App

5
Great user interface and customer service. Easy to use and regular, interesting update emails Reviewed on: 11th March 2021

Amazing saving App

4
Really good instant savings not waiting for days for the money to come out of ur account like some saver apps hardly noticed how much I have actually saved Reviewed on: 11th March 2021

Simple saving.

5
It’s that easy I don’t even know that I’m saving, so onto of my regular savings it’s a welcome boost Reviewed on: 11th March 2021

Great way of saving money

5
Really helped me save money. It's easy to use and can't recommend it enough Reviewed on: 11th March 2021

makes saving fun and automatic

4
Simple, easy to use and gamifies saving. Reviewed on: 11th March 2021

Auto-saving

5
I love the auto-saving, I don’t even notice it, it’s really a great product. Reviewed on: 11th March 2021

Changed my relationship with money

5
I thought I was incapable of saving. Savings always felt like such a big thing to strive for. this app has taught me how wrong I was and changed my whole perspective on my relationship with money. Reviewed on: 11th March 2021

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