Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easiest way to save

5
I do not have a saving bone in my body but Chip takes a little money out of my account every week and I don't miss it. This has been a revelation and it's very exciting to see the pot growing. It's the best way to save!! All of my family members now have Chip accounts! Reviewed on: 11th March 2021

Automated saving made simple

5
Slick, modern way to save for goals. Excellent product, easy to use. Reviewed on: 11th March 2021

Saving without effort

5
I have never ever been organised enough to save but Chip is so easy and user friendly. Set up how you want to save and off you go! Reviewed on: 11th March 2021

Only there was a better app to do this.

5
I haven't manage to fully use it but I hope 1000£ will make me get back on using them. Much love Reviewed on: 11th March 2021

Saving without noticing

5
Wouldn’t save half as much as I do without chip as it does it all for me! Excellent app and excellent customer service Reviewed on: 11th March 2021

Excellent auto saving app

5
Excellent app for automated saving so you don't have to pay attention to it yourself. Just let the app do the saving for you. Reviewed on: 11th March 2021

Great

5
A easy and quick app to save. Always there on your phone and always keeping in touch. Reviewed on: 11th March 2021

Great service and ensuring you are financially savvy

5
Great bank, savings and interest rates. Reviewed on: 11th March 2021

Super.Easy

5
Never has saving been so easy, you won't even notice it going from your bank account Reviewed on: 11th March 2021

Brilliant

5
Saving money just got easy and forgetful Reviewed on: 11th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1050 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products