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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving without even realising...

I am so happy I found this app. It allows me to save without realising that my money is disappearing. Yes I have not saved a ridiculous amount in the year I have been with them, but this is a secondary savings so It adds up for me and really helps! Always been really helpful whe I have had issues (which was only once and it was me being stupid) and the staff are very friendly. Reviewed on: 11th March 2021

Easy way to save without noticing it

The Chip app automatically saves for me and I have built up several hundred pounds without noticing though the small automatic savings it takes Reviewed on: 11th March 2021

Great little app

I just joined the app and chip to save a bit of money for rainy days. You don't notice the money going out and before you know it, you have a nice lump to spend or just keep on saving without noticing! Good work and the Chip team seem really keen and happy to help too. Reviewed on: 11th March 2021

Digital Excellence

Leading edge digital savings application, that is more than convenient and gives information to help make informed decisions at the touch of a button. Easy access and able to link accounts to manage finances, Reviewed on: 11th March 2021

Amazing!

Chip has helped me save for a house without even realising I was doing it! Reviewed on: 11th March 2021

Simple saving.

Easy set up taking just a few minutes Reviewed on: 11th March 2021

Chip Tops

A great way to save and invest your money Reviewed on: 11th March 2021

Easy saving

I find it was taken away the stress of asking myself can I save Reviewed on: 11th March 2021

A savings app like no other.

Look no more for the best savings app ever, I have been with chip from the very beginning and was looking for somewhere to save my money on a monthly basis. I tried a few different savings apps and tried to manually savings but always struggled. With chips automated savings algorithm I can easily save approx £200 a month without even noticing it. It’s made my life soo much easier and Constantly promoting chip to my friends and family. And so far have signed my mother, brother girlfriend and a few work colleagues as well. (And their all loving it, my mother was shocked when after 8 months of using it she’d had over £1000 init and didnt even feel it) Chip is brilliant, and NO other bank on the market has this type of account. It also has the best interest rate compared to any other bank....need a I say more? It’s definitely the best bank out there. Reviewed on: 11th March 2021

Great Savings App

Great user interface and customer service. Easy to use and regular, interesting update emails Reviewed on: 11th March 2021

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