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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Easiest way to save

I’m in a moderately earning job, nothing massive salary-wise, and I have a fair amount of outgoings, but I’ve still managed to save such a significant amount with Chip I’m now nearly completely debt free and able to seriously think about putting in a deposit for a house. I honestly don’t think I would’ve done it without such a good savings app that works out just how much you can afford to save, without you even noticing the money. Fantastic app, would highly recommend to anyone, and have done to most of my friends and family! Reviewed on: 11th March 2021

Amazing

Turning the impossible into possible I’ve saved for my first home! And I didn’t feel a thing :) Reviewed on: 11th March 2021

Flexible and easy

I found it easy to save with chip and it's a good interest rate Reviewed on: 11th March 2021

Great app, easy to save

Saved money with them his app for the little things that might come up, easy to withdraw if and when I want to. Highly recommended Reviewed on: 11th March 2021

Set it. Forget it.

Apart from an exceptional savings rate the automated way in which you can save without thinking about it makes this a must have app. Love it. Reviewed on: 11th March 2021

Easy to save without realising it!

This app is ideal for me, I struggle to save, and this does it for me in small regular amounts so I don’t notice it as much. Good rate of interest Reviewed on: 11th March 2021

A simple and modern way to save

Saving used to be a chore and feel like a burden but with Chip that's pretty much gone. The algorithms used for the autosave function allow me to break even at the end of the month but in the knowledge I've managed to save as well. Highly recommend it Reviewed on: 11th March 2021

Great

Great way of saving without noticing it. Chip does it all for you Reviewed on: 11th March 2021

Great saving app

Chip is brilliant financial company with great customer service allowing people to invest money in the best possible way. Reviewed on: 11th March 2021

Get chip now

I have managed to save over £6000 since registering with chip. I never would have saved this amount, if it wasn't for the auto save chip app. Love it!, Reviewed on: 11th March 2021

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