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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Brilliant

5
Fantastic! This app makes magic happen.....saving money the easy way! Reviewed on: 11th March 2021

Finally got me setting and achieving saving goals.

5
I have had Chip suggested to me and it really has changed the way I save. It’s incredibly simple and easy to use with minimum effort needed to set up. I now have a number of savings goals set and can finally see some long term goals becoming a reality. Highly recommended. Reviewed on: 11th March 2021

Great kick starter

5
I never thought I’d be able to save on my low wage but after a few autosaves from chip added up I realised that it was possible and it gave me real motivation to get saving! Reviewed on: 11th March 2021

Great auto saving feature

5
Love how the app calculates how much I can save and just squirrels it away. No need to think - such an easy way to save! Reviewed on: 11th March 2021

Great app

5
This app is straight forward to sign up to and use, and will definitely help people save. Chip keep innovating with new offerings to keep it fresh. Reviewed on: 11th March 2021

Just simply amazing!!

5
I’ve always loved chip, but especially during the pandemic. It’s helped me save so much money over this past year without even realising. I was able to go on holiday AND treat my family to amazing Xmas presents. I can’t recommend enough Reviewed on: 11th March 2021

Simple

5
A simple and effective way to look after your savings Reviewed on: 11th March 2021

Easy saver

5
I've always found it hard to hard, whether it's forgetting to make the transfer or spending it before I get the chance. Chip auto saver is super easy and customizable to my personal preference. Love it. Reviewed on: 11th March 2021

Best Decision

5
Best thing I ever did was download the app. I've been able to pay for a holiday and washing machine with no credit and I've not noticed the money going Reviewed on: 11th March 2021

Quirky Way to Save that produces Results

5
Impressed by how quick and easy my savings are accumulating due to the workings of this clever app. Rate of interest very appealing in this current wilderness of poor interest rates. Reviewed on: 11th March 2021

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