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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

A great way to save so the our noticing.

5
I’ve never been able to save but having this app linked to my bank I finally have a little put by, which is growing all the time. Reviewed on: 11th March 2021

Great savings account

5
Chip is a great app, it saves money without even noticing it coming out of the account. Reviewed on: 11th March 2021

Great app

5
Really good at putting that little bit extra aside automatically Reviewed on: 11th March 2021

Saving made easy

5
It is always hard to work out how much to put away and when. With the auto save feature it lots money away using its ai to set the amount. The savings are racking up and I don’t feel the dent in my normal account. Helps that the customer service is very nice and helpful too. Very happy I opted to give this app a go. Reviewed on: 11th March 2021

Easy and works!

5
Allows me to tuck away little bits of cash without realising Reviewed on: 11th March 2021

Easy way to save

5
The algorithm used by the Chip savings app means that I no longer have to consciously save, and because of that, I actually end up saving more. Saving small amounts makes me miss my money less, as it doesn't seem like much is leaving my main bank account. And even though it is technically leaving my account, its going into a high quality savings account that I can access later - win-win! Reviewed on: 11th March 2021

Save money without noticing!

5
You can build up savings without realising it! A little bit of interest too. Win. Win. Reviewed on: 11th March 2021

Best savings app ever

5
Chip makes saving really easy and something I don't even have to think about. I've managed my money amazingly since getting chip and am finally buying my first home! Reviewed on: 11th March 2021

Easy and Efficient

5
Fantastic savings app! I’ve now got over £2500 and I haven’t noticed it out of my pocket at all. The algorithm is brilliant, the investment opportunities with them are Fantastic, their shares opportunity was brilliant and their customer service is wonderful. Very friendly company, very open and honest company, extremely accessible company and hugely effective savings app. I’ve told everyone about it! Reviewed on: 11th March 2021

Chip is great!

5
With chip, you barely notice the money coming out your bank. It can take £8 here or £12 there. Little amounts that whilst not missed too much, grow a large pot of savings. Chip helped me with christmas and is now helping me save for my sisters wedding. Best app about. Dont hesitate. Try it today. Good luck! Reviewed on: 11th March 2021

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