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Chip: Savings App reviews

4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Simple and effective

5
Great way of saving money. Easy to use and great to see your savings accumulate Reviewed on: 11th March 2021

Best rate easy access savings account

5
Amazingly easy to use and the best interest rate of the market. What do you want more? Reviewed on: 11th March 2021

Smart savings app

5
What a great little app! The algorithm they use to help you save safely is brilliant you can even turn it off if you know you’re going to be spending more than usual. I never feel under pressure by the auto-saves and the interest rate is incredible in these times! Looking forward to being able to use chip investments when it’s released. Reviewed on: 11th March 2021

Excellent way to save

5
Very easy to use app, helps you save money and is easy to understand, i like the auto save feature that helps you to save money regularly Reviewed on: 11th March 2021

Easy saves

5
Chip is a great app where it auto saves you money, so you barely notice it, it’s easy to withdraw and deposit too. Fantastic interest rate too. Reviewed on: 11th March 2021

Savings plan without the planning

5
The AI algorithm makes saving hassle free and the new innovations are introducing new relevant products. 1.25% interest is impressive too in the current market. Reviewed on: 11th March 2021

Brilliant simple user friendly

5
Very user friendly, simple to use, saving made easy. I have tried to save in the past but chip has made it possible without me feeling the pinch. Absolutely brilliant app, I hope to use forever. Reviewed on: 11th March 2021

Simplest way to save

4
Chip's auto-save technology makes saving easy and convenient. The app is friendly and simple to use, you can see your savings increase week by week without having to do anything! Reviewed on: 11th March 2021

Chip savings

5
Excellant, easy to use app. Good use of automatic savings tool to boost savings in an efficient / effective manner. Reviewed on: 11th March 2021

Innovative and flexible saving

5
Put-away savings as you can afford to. Once set up the Chip savings calculator drip feeds your savings account based on what you can afford- you don't notice! Should you need to make a withdrawal- it's easy and quick. The App is simple, easy to navigate with all the information you need at your fingertips - and best of all - the savings interest rate is UNBEATABLE! Reviewed on: 11th March 2021

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