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Chip: Savings App reviews

4.94
Based on 18,211 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18211)

Great way to save

5
It helped me save approx. 1000gbp in a bit over a year without even realising Reviewed on: 11th March 2021

Great new savings app

5
Excellent to set up and transfer money the interest rate is great much better than on the high street. Reviewed on: 11th March 2021

Easy App

5
Simple to use, works very well. Market leading interest on up to £5000. Reviewed on: 11th March 2021

I love Chip

5
Best savings app out there, helped me save money without noticing it, just loving it Reviewed on: 11th March 2021

Good customer service

5
I wanted to change the linked current account but made a mistake. Customer service was very helpful and reset my account so that I could select the current account I wanted to link to my Chip savings account. Reviewed on: 11th March 2021

Easy money no brainer

5
Who doesn’t want to get decent interest on their savings, this should be compulsory Reviewed on: 11th March 2021

Chipping away to accumulate

5
Instant saves calculated by AI and whipped out of my current account in to a savings pot is just brilliant. I don’t notice each save leaving my bank but love seeing the amount in my Chip account increasing ... means I have a little (or not so little!) pot of money for those otherwise extravagant purchases without having to worry about using my credit card. Have recommended to friends because I absolutely know that if I was left to my own devices I wouldn’t be able to save that money and hope it works as well for them if they try it out. Reviewed on: 11th March 2021

Great start up

5
...that's expanding quickly due to its blue sky thinking and agility Reviewed on: 11th March 2021

Excellent savings

5
Good savings app, easy access to my money and best rate out there, help always available if needed Reviewed on: 11th March 2021

Brilliant in every way

5
Saves so much so easily! Simple and easy to use, I dont even notice the money getting saved. I can withdraw quickly and painlessly Reviewed on: 11th March 2021

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