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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy way to boost savings

I was attracted to Chip by its generous interest rate, snappy name and easy to use app. It is a great way to get a quick boost to my savings. Reviewed on: 11th March 2021

Amazing Product

Easy and Fun Savings! Gradual build up but makes big difference over a year Reviewed on: 11th March 2021

Amazing saving

The app saved me just under £150 in a month i haven’t noticed less money in my account and can’t believe it save that much. Reviewed on: 11th March 2021

Great saving app

I like that it auto-save as little or as much as you want and you get to choose. Making saving easy. Reviewed on: 11th March 2021

Very happy with Chip! Life changing

I’m very happy with Chip. I downloaded it during the very first lockdown last year and I have saved more then £2000. I also recommend the app to my friends and since I was able to upgrade to chip+1 where I get bonus after my savings. Reviewed on: 11th March 2021

Good idea but a bit clunky

This app really does help me save every month. It's easy and I don't have to think about it at all and it seems good at judging the amount to autosave. It's a shame that the auto saves aren't directly into the interest account and putting money into the interest account is slow compared to big banks (3 working days to process) Reviewed on: 11th March 2021

Best saving app

Best savimg app without feeling money are going from yoir account. Easy withdraw any time. Easy to make saving level just right for you Reviewed on: 11th March 2021

Intuitively Excellent!

Chip is such an easy and hassle free way to save money. It really plays upon the issue of not having the time or inclination to keep moving your money around manually and then having to work out how much. It works all of this out for you and does it so you half the time, you dont even realise you're saving. I would recommend Chip to everyone and anyone I know! Reviewed on: 11th March 2021

Great App

I've never been good at saving but this app has made such a difference I'm well on my way to saving up a nice chunk of cash for a holiday instead of running up a credit card bill. Really pleased with this app. Reviewed on: 11th March 2021

Super easy saving

I’ve been able to save well into the thousands without even noticing with chip! Reviewed on: 11th March 2021

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