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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

Best saving app

5
Best savimg app without feeling money are going from yoir account. Easy withdraw any time. Easy to make saving level just right for you Reviewed on: 11th March 2021

Intuitively Excellent!

4
Chip is such an easy and hassle free way to save money. It really plays upon the issue of not having the time or inclination to keep moving your money around manually and then having to work out how much. It works all of this out for you and does it so you half the time, you dont even realise you're saving. I would recommend Chip to everyone and anyone I know! Reviewed on: 11th March 2021

Great App

5
I've never been good at saving but this app has made such a difference I'm well on my way to saving up a nice chunk of cash for a holiday instead of running up a credit card bill. Really pleased with this app. Reviewed on: 11th March 2021

Super easy saving

5
I’ve been able to save well into the thousands without even noticing with chip! Reviewed on: 11th March 2021

Brilliant

5
Fantastic! This app makes magic happen.....saving money the easy way! Reviewed on: 11th March 2021

Finally got me setting and achieving saving goals.

5
I have had Chip suggested to me and it really has changed the way I save. It’s incredibly simple and easy to use with minimum effort needed to set up. I now have a number of savings goals set and can finally see some long term goals becoming a reality. Highly recommended. Reviewed on: 11th March 2021

Great kick starter

5
I never thought I’d be able to save on my low wage but after a few autosaves from chip added up I realised that it was possible and it gave me real motivation to get saving! Reviewed on: 11th March 2021

Great auto saving feature

5
Love how the app calculates how much I can save and just squirrels it away. No need to think - such an easy way to save! Reviewed on: 11th March 2021

Great app

5
This app is straight forward to sign up to and use, and will definitely help people save. Chip keep innovating with new offerings to keep it fresh. Reviewed on: 11th March 2021

Just simply amazing!!

5
I’ve always loved chip, but especially during the pandemic. It’s helped me save so much money over this past year without even realising. I was able to go on holiday AND treat my family to amazing Xmas presents. I can’t recommend enough Reviewed on: 11th March 2021

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