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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18446)

Saving on a app

Making savings easy for crazy times. Reviewed on: 11th March 2021

Saving on autopilot!

I absolutely love the Chip saving app! Saving is something I have always struggled with, keeping money aside in my main banking app has never worked for me, I don't have the will power to not transfer a lil bit here and there til the savings account hits zero:(! But using the Chip app I have been able to save a decent chunk of money during the pandemic. I have found the various tools within the app that control the levels of savings achieved to be of great help this year as I have moved in and out of furlough, and seen my pay fluctuate each month. I love the user interface of the application and the recent changes are a welcomed step forward. I find the way the Chip team communicate through there email newsletter to be leaps and bounds ahead of the traditional banks. They make you feel apart of the Chip journey and not just like another customer. I am routing for Chip, there plans for the future excite me, I am looking forward to exploring the stock market when the investment feature becomes available on the Chip app. I believe the Chip app should be in everyone's pocket! Reviewed on: 11th March 2021

Chip is amazing!

Absolutely fantastic app. I wish I’d downloaded it ages ago. It’s helped me saved me so much money. Reviewed on: 11th March 2021

Best app!

I love this app - it autosaves for you without it being noticeable, and the actual app is brilliant to use. Reviewed on: 11th March 2021

Easy way to boost savings

I was attracted to Chip by its generous interest rate, snappy name and easy to use app. It is a great way to get a quick boost to my savings. Reviewed on: 11th March 2021

Amazing Product

Easy and Fun Savings! Gradual build up but makes big difference over a year Reviewed on: 11th March 2021

Amazing saving

The app saved me just under £150 in a month i haven’t noticed less money in my account and can’t believe it save that much. Reviewed on: 11th March 2021

Great saving app

I like that it auto-save as little or as much as you want and you get to choose. Making saving easy. Reviewed on: 11th March 2021

Very happy with Chip! Life changing

I’m very happy with Chip. I downloaded it during the very first lockdown last year and I have saved more then £2000. I also recommend the app to my friends and since I was able to upgrade to chip+1 where I get bonus after my savings. Reviewed on: 11th March 2021

Good idea but a bit clunky

This app really does help me save every month. It's easy and I don't have to think about it at all and it seems good at judging the amount to autosave. It's a shame that the auto saves aren't directly into the interest account and putting money into the interest account is slow compared to big banks (3 working days to process) Reviewed on: 11th March 2021

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