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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Savings Made Simple

As someone who never quite has the time to save, Chip takes all the hassle out of savings. By using Chip I’ve saved so much money and haven’t had to do anything! Reviewed on: 11th March 2021

Chip save quick and easy

Chips’ auto saves make it easy to accumulate funds without realising, the app is user friendly, customer service is efficient and they are constantly making improvements. I love Chip! Reviewed on: 11th March 2021

Couldn't be any easier

Never thought I could save till I tried this app and it does it for you! Reviewed on: 11th March 2021

Helps me save without realising

Such an amazing app, I’ve used it since they first launched and I’m so happy with the service they provide. The customer service is impeccable, quick responses and are happy to help with every query. The app itself is straight forward and the interest rates are amazing compared to my bank which I’ve used for 10 years. Would recommend to anyone and I have!! Reviewed on: 11th March 2021

Effective, easy, helpful

Using chip has allowed me to save money towards my first home. It is stress free and has helped me no end. Reviewed on: 11th March 2021

Makes saving easy

If you're a little bit like me and always spend the spare money you have,chip is such a good way to make sure you are putting a little aside every month without feeling it. Reviewed on: 11th March 2021

Effortless saving

This app takes all of the thinking out of saving for you which includes any indecisiveness by literally calculating what you can put away. It does it in such a way that you don't even notice you're saving which is just a godsend. In 2019 I saved almost £500 so easily which paid for my deposit on a rental flat. I recommend it to everyone- whether they've asked or not haha! Reviewed on: 11th March 2021

Easy to use app, good savings rate

The app is simple and easy to navigate. And it currently has the best returns rate on savings up to £2,000 Reviewed on: 11th March 2021

Great saving App

Really easy to use, build up savings quickly! Reviewed on: 11th March 2021

First time I've ever saved money

I have always struggled to save money, I have saved so much since joining. I have gotten so many of my friends and family onto it as well. Reviewed on: 11th March 2021

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