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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Don't keep money in a current account

5
Always easy from opening account to getting interest Reviewed on: 23rd March 2025

Great app, easy to use, plenty of choice

5
Great app, easy to use, plenty of choice Reviewed on: 23rd March 2025

Chip has completely transformed the way I save and i...

5
Chip has completely transformed the way I save and invest. The automatic savings feature effortlessly tucks money away based on my spending habits, making saving feel easy and stress-free. The investment options are clear, accessible, and suited to different risk levels, with transparent fees and helpful insights. The app itself is sleek, intuitive, and a joy to use—far better than traditional banking apps. Plus, the customer support has been excellent whenever I’ve needed it. Whether you’re new to investing or just want a smarter way to save, Chip is a game-changer. Highly recommend! Reviewed on: 23rd March 2025

Great easy to use app

5
I love the usability of the app and the clear visuals to demonstrate my levels and trends of savings Reviewed on: 23rd March 2025

Good and bad

5
Good for saving where you don't notice it. Charges per save bit high. Reviewed on: 23rd March 2025

Chip has a easy and simple display for my savings an...

5
Chip has a easy and simple display for my savings and Isa.But they also provide a smart ISA that tracks how close I am to the limit. Plus the monthly interest is really good, when I had to show how much I earn in interest in a year I away able to see my chip amount in a super clear figure. Reviewed on: 23rd March 2025

Simple and safe.

5
Simple and safe. An understandable and trustworthy way to save and invest . Reviewed on: 23rd March 2025

Easy to set up and brilliant rates!

5
Easy to set up and brilliant rates! Reviewed on: 23rd March 2025

Simply Seamless Banking Service!

5
Chip is such a reliable and simply seamless banking service and I wholeheartedly recommend them! Reviewed on: 23rd March 2025

Very user friendly app.

5
Very user friendly app with updates to savings accounts that reflect changes in rates. Quick and easy linking of personal account that enables the auto saving feature which is a great little and often way to save. Reviewed on: 23rd March 2025

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