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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip just great

Great app just quietly chips away giving you a great savings nest egg of money Reviewed on: 10th March 2021

GREAT WAY TO SAVE WITHOUT DOING ANYTHING!

My aunt used to always say put away £25 a month and it will add up - I wished I kept with it! CHIP has become my new aunty and love it. As it is separate from my other banking apps, the money that I have saved there is always a nice little surprise. Thank you! Reviewed on: 10th March 2021

Easy to use

Simple to use, clear communication and great savings to be made. Reviewed on: 10th March 2021

Great interest rates

Nice way to store savings and earn good interest Reviewed on: 10th March 2021

Awesome

Easy saving experience just set up and away you go! Reviewed on: 10th March 2021

Great app

Really enjoy the product, the interest rates and am excited for the introduction of investments Reviewed on: 10th March 2021

Excellent product, user friendly app

saved a lot by using app and as a result i decided to became a shareholder as i support their aims Reviewed on: 10th March 2021

Effortless way to save

The company have led the way when it comes to disrupting the savings market. Reviewed on: 10th March 2021

Best interest rate

The 1.25% interest rate is market leading, even though it’s only on up to £2,000 with the Lite plan it makes a big difference to me as I don’t have big savings due to paying most of my money into the mortgage. I appreciate the Lite plan option because I am very aware of my finances and make use of a range of accounts to optimise my spending so I wouldn’t want to relinquish control with the auto saving option. Reviewed on: 10th March 2021

simple intuitive app - excellent rate

Very easy to setup savings app - simple clear app Good savings bonus rate Reviewed on: 10th March 2021

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