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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy and efficient

5
Best savings app by a mile. Easy to use and good rewards Reviewed on: 10th March 2021

Amazing Savings App!

5
I feel like my money is safe in chip and I have managed to save more money than I even though I had since getting the app! It’s easy to use and I can withdraw my money at any time! Reviewed on: 10th March 2021

No hassle and fun

5
Chip provides a down to earth and easy to use savings app. All my interactions with the team have been positive, it really takes the hassle out of saving. Their ethos and culture comes across well and is something I love being a part of. Reviewed on: 10th March 2021

A modern, tech savvy savings option!

5
The AI saving function is so clever and makes it easy to save without it feeling arduous Reviewed on: 10th March 2021

Easy to use, easy to save

5
The chip app makes putting money away into savings easy. It does it automatically and the app is simple to use. Reviewed on: 10th March 2021

Making saving easy

5
Simple app that makes it incredibly easy to save. Offers great service, friendly and accessible communication, good rates of interest. Helped me to build up a nice little nest egg without even feeling like i was doing anything. so happy to have discovered this app. Reviewed on: 10th March 2021

Awesome app

5
Really awesome and intuitive app. Reviewed on: 10th March 2021

Easy

5
Easy and stress free. Saving small amounts regularly without noticing Reviewed on: 10th March 2021

Market leading rate and clever AI for saving

5
The market leading rate is the most attractive for me but the AI to help you save little and often is also very good. My interaction with customer service has been great and I have recommended the savings app to my lived ones to also benefit from Reviewed on: 10th March 2021

The ease of use of the app and a decent interest rate

5
I love Chip! It's easy to use. I save more and it makes it more fun. I spend less because I get a little kick out of pressing deposit on the app. Even if it's only £1. They are continuously improving. I have invested in the company too. I'm so excited to see what they will bring out next. I wish them every success for the future. If they do well, I do well! Reviewed on: 10th March 2021

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