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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

Best savings rate with east access

Easy to open account, great returns and easy access. All easy sums it up. Reviewed on: 10th March 2021

Saving made simple, quick and easy

I've been using chip for several years now - the product is so simple to use, it's helped me saved towards a wedding and a honeymoon so easily i didn't even know it was happening. the app is continually being refined and made more intuitive too. the online support is brilliant and very quick to respond and fix issues if/when they come up. Can't recommend Chip enough for painless way to save!! Reviewed on: 10th March 2021

Beats the banks interest rates

Great way to save, better interest rates than the big banks and a super easy app to use! Recommend to all! Reviewed on: 10th March 2021

No fuss saving

I’ve been loving Chip and Chip+1 so far. Saving has never been easier! Reviewed on: 10th March 2021

Chip has change my way of saving forever

I first was told about this from a group of my friends, it was so easy to join and how they take little bits of money out for my savings I love it. It has changed my way of saving and Chip has the highest savings rate too, they actually care to provide the best service I love it! If they don’t win these awards so be it, they have won my friends hearts and minds in how we save for the future ! Reviewed on: 10th March 2021

Easy save

Great service and easy to use savings app that works in the background and develops a good savings habit. Reviewed on: 10th March 2021

Easy to navigate, great support.

Chip’s auto save feature is great and the fact you can alter how much the app auto saves for you is really good. The app itself is laid out very well and easy to navigate, the support is really good too and they reply promptly and in detail. Reviewed on: 10th March 2021

Easy and unnoticeable

I have loved saving with chip. Its helped to teach me to save and the difference in having a little rainy day stash when things go wrong Reviewed on: 10th March 2021

Best way to save

Such a great way to save. The technology does the work for you based upon your spending and each saving amounts to a what I would easily have spent on lunch out/ a few coffees. Has made me really conscious of my previous spending habits. As I heard about the account through Martin Lewis's MSE email, I am confident in the providers and have already referred a number of family members to look into setting up an account which will earn me a small bonus too. I am amazed how my savings have grown in a very short time. Reviewed on: 10th March 2021

So good

Great savings app, been using it for 2 years and saved so much. It takes away the stress of saving as it is done automatically based on what you’re spending. It’s great knowing that I’m saving money without the stress running out of money. Would recommend it to absolutely everyone! Reviewed on: 10th March 2021

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