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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy, flexible and money saving

I find the Chip app really helpful to make savings according to my preferences, which can change whenever I need them to. It makes saving automatic and easy. I never realised how much regular saving I could make until I got the Chip app. Reviewed on: 10th March 2021

Making savings easy.

Chip have created a product that makes savings incredibly simple. While providing the user with lots of control, the app 'just works' in the background all the time never being too aggressive (with saving suggestions). Reviewed on: 10th March 2021

Savings wizards

Just an amazing bit of tech wizardry that makes saving totally painless and zero maintenance, but delivers such an impact when you check your balance and see how much you've saved Reviewed on: 10th March 2021

Saving without thinking about it!

Chip is brilliant, it works out how much you can afford to save per week and automatically takes that from your bank account. It quick and easy to get your money back if you need it too. They also have other products that earn interest, market leading interest rates actually. Its a win win for me Reviewed on: 10th March 2021

Stealth saving for the win

Adore the app! I’m usually a bit of a bulk saver and for years though it was impossible for me to keep “putting a little bit away” but chip has taken all of the thinking and need to action away and intelligently saves without me feeling it. Stealth saving. I receive my payments quickly when I need them to spend and I’m getting a great rate for an easy access account with them. Highly recommended Reviewed on: 10th March 2021

Easy and efficient

Best savings app by a mile. Easy to use and good rewards Reviewed on: 10th March 2021

Amazing Savings App!

I feel like my money is safe in chip and I have managed to save more money than I even though I had since getting the app! It’s easy to use and I can withdraw my money at any time! Reviewed on: 10th March 2021

No hassle and fun

Chip provides a down to earth and easy to use savings app. All my interactions with the team have been positive, it really takes the hassle out of saving. Their ethos and culture comes across well and is something I love being a part of. Reviewed on: 10th March 2021

A modern, tech savvy savings option!

The AI saving function is so clever and makes it easy to save without it feeling arduous Reviewed on: 10th March 2021

Easy to use, easy to save

The chip app makes putting money away into savings easy. It does it automatically and the app is simple to use. Reviewed on: 10th March 2021

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