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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Effortless saving

Save without missing it and make your money go further with 1.25% interest?? What’s not to like? Reviewed on: 10th March 2021

Great for easy savings

Chip give better savings rates than normal banks and allows you to set the level of saves so money is saved and you don’t even notice. Lots of incentives too. Reviewed on: 10th March 2021

Amazing app

This app has helped me achieve savings I have never been able too before. Using chip I saved for our amazing holiday to Florida without any stress or worry. The money transfers from my bank account to my chip savings and I don’t even notice it out of my account. Great app and will continue to use abs reach my saving goals Reviewed on: 10th March 2021

Painless saving......

...... and a good return too, way above any other easy access savings. You don't notice controllable bits of change slipping out of your bank account. And, before you know it, you've saved quite a lot towards whatever goals you've set for yourself in the app. The painless, efficient, fun - and safe - way to save! Reviewed on: 10th March 2021

Great way to save without noticing

It's a great way to do small saves that eventually stack up, but without interest available yet it's not as profitable as a savings account. Reviewed on: 10th March 2021

These guys have made saving so easy

I decided in January 2020 that I needed to open a savings account that was easy to access in an emergency (if something in the house needed replacing, washing machine ect) but that meant I didn’t have to keep on top of it all the time - chip does exactly that. They know when I can save a little or a lot and sort it all out for me. Who knew that a global pandemic was about to hit and these guys have been a great help adjusting everything as I didn’t know if I was going to be earning or not. Finally I’ve never had a bank that actually strive for the customer to get the best rate, they’ve continued to be better, for the consumer and for that I would say they are the number 1 out there. Absolute legends. Reviewed on: 10th March 2021

Excellent no fuss savings

A great little bank that makes saving so easy. Takes little bits out of your account automatically so you hardly miss it and keeps you updated with everything that goes in and out of the account. Easy to set up and manage and allows you to personalise the saving a to match your needs. Also let’s you withdraw money quickly if required. Customer service is very quick to respond to queries. Can’t fault them. Have helped me save where previously I couldn’t. Reviewed on: 10th March 2021

Brilliant

Brilliant app features. Saved alot of money without feeling like i was missing it. Great service, great app. Brilliant idea Reviewed on: 10th March 2021

Game changer

The way chip is set up has been a complete game change in the way I think about and save for the future. It’s incremental, pain free, automatic and to see myself achieving targets it’s a weight lifted. Highly recommend Reviewed on: 10th March 2021

Excellent way to save money

I find that this app allows me to be able to save money in an efficient and effective way. It is easy to use and I trust it to save money away in my behalf. Reviewed on: 10th March 2021

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