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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Making saving easy

5
Simple app that makes it incredibly easy to save. Offers great service, friendly and accessible communication, good rates of interest. Helped me to build up a nice little nest egg without even feeling like i was doing anything. so happy to have discovered this app. Reviewed on: 10th March 2021

Awesome app

5
Really awesome and intuitive app. Reviewed on: 10th March 2021

Easy

5
Easy and stress free. Saving small amounts regularly without noticing Reviewed on: 10th March 2021

Market leading rate and clever AI for saving

5
The market leading rate is the most attractive for me but the AI to help you save little and often is also very good. My interaction with customer service has been great and I have recommended the savings app to my lived ones to also benefit from Reviewed on: 10th March 2021

The ease of use of the app and a decent interest rate

5
I love Chip! It's easy to use. I save more and it makes it more fun. I spend less because I get a little kick out of pressing deposit on the app. Even if it's only £1. They are continuously improving. I have invested in the company too. I'm so excited to see what they will bring out next. I wish them every success for the future. If they do well, I do well! Reviewed on: 10th March 2021

Best savings rate with east access

5
Easy to open account, great returns and easy access. All easy sums it up. Reviewed on: 10th March 2021

Saving made simple, quick and easy

5
I've been using chip for several years now - the product is so simple to use, it's helped me saved towards a wedding and a honeymoon so easily i didn't even know it was happening. the app is continually being refined and made more intuitive too. the online support is brilliant and very quick to respond and fix issues if/when they come up. Can't recommend Chip enough for painless way to save!! Reviewed on: 10th March 2021

Beats the banks interest rates

5
Great way to save, better interest rates than the big banks and a super easy app to use! Recommend to all! Reviewed on: 10th March 2021

No fuss saving

5
I’ve been loving Chip and Chip+1 so far. Saving has never been easier! Reviewed on: 10th March 2021

Chip has change my way of saving forever

5
I first was told about this from a group of my friends, it was so easy to join and how they take little bits of money out for my savings I love it. It has changed my way of saving and Chip has the highest savings rate too, they actually care to provide the best service I love it! If they don’t win these awards so be it, they have won my friends hearts and minds in how we save for the future ! Reviewed on: 10th March 2021

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