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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy save

Great service and easy to use savings app that works in the background and develops a good savings habit. Reviewed on: 10th March 2021

Easy to navigate, great support.

Chip’s auto save feature is great and the fact you can alter how much the app auto saves for you is really good. The app itself is laid out very well and easy to navigate, the support is really good too and they reply promptly and in detail. Reviewed on: 10th March 2021

Easy and unnoticeable

I have loved saving with chip. Its helped to teach me to save and the difference in having a little rainy day stash when things go wrong Reviewed on: 10th March 2021

Best way to save

Such a great way to save. The technology does the work for you based upon your spending and each saving amounts to a what I would easily have spent on lunch out/ a few coffees. Has made me really conscious of my previous spending habits. As I heard about the account through Martin Lewis's MSE email, I am confident in the providers and have already referred a number of family members to look into setting up an account which will earn me a small bonus too. I am amazed how my savings have grown in a very short time. Reviewed on: 10th March 2021

So good

Great savings app, been using it for 2 years and saved so much. It takes away the stress of saving as it is done automatically based on what you’re spending. It’s great knowing that I’m saving money without the stress running out of money. Would recommend it to absolutely everyone! Reviewed on: 10th March 2021

Effortless saving

Save without missing it and make your money go further with 1.25% interest?? What’s not to like? Reviewed on: 10th March 2021

Great for easy savings

Chip give better savings rates than normal banks and allows you to set the level of saves so money is saved and you don’t even notice. Lots of incentives too. Reviewed on: 10th March 2021

Amazing app

This app has helped me achieve savings I have never been able too before. Using chip I saved for our amazing holiday to Florida without any stress or worry. The money transfers from my bank account to my chip savings and I don’t even notice it out of my account. Great app and will continue to use abs reach my saving goals Reviewed on: 10th March 2021

Painless saving......

...... and a good return too, way above any other easy access savings. You don't notice controllable bits of change slipping out of your bank account. And, before you know it, you've saved quite a lot towards whatever goals you've set for yourself in the app. The painless, efficient, fun - and safe - way to save! Reviewed on: 10th March 2021

Great way to save without noticing

It's a great way to do small saves that eventually stack up, but without interest available yet it's not as profitable as a savings account. Reviewed on: 10th March 2021

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