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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Excellent and easy way to save

This app has made saving so easy and painless. I like the way that it calculates what you can afford to save and also has the option to make regular savings and set saving goals. Reviewed on: 10th March 2021

Brilliant app

This app has helped to revolutionise the way I save money, and the rate of returns are fantastic! Reviewed on: 10th March 2021

Good app

Makes saving easy with a really good app Reviewed on: 10th March 2021

Savings made easy!

Like a lot of people I always intend to put a few pennies away each month but often forget and then it’s spent. With Chip, the AI does it for you at regular intervals throughout the month, so you don’t over extend and your savings increase regularly. I would highly recommend and the interest rate up to £5000 (£2000 if you don’t pay) is high street leading. Reviewed on: 10th March 2021

Hassle-free saving

It is a clever and efficient way of putting money aside without feeling it. Not only Chip makes it feel seamlessly but it also gives you total control of your money. You are not tied up to anything so you can move your money back to your account any time if you wish. It is a modern day way of saving money. Reviewed on: 10th March 2021

Good rate, clear app

It gives a far better rate than other savings accounts, and the app is easy to use Reviewed on: 10th March 2021

Amazing app

Chip have helped us save £1000's easily to use towards household renovations, and have one of the best interest rates around. Reviewed on: 10th March 2021

Easy saver

Easy way to save without the effort, automatically takes small amounts from your bank account and before you know it you have a nice pot of money. Reviewed on: 10th March 2021

The only bank that's felt like it's there to help me

I discovered Chip when I was in a difficult place financially. Chip's automatic saves showed me that saving was possible when I was living month by month and the goal system allowed me to make a plan for paying off my debt and stop worrying about money. One year later my debts were cleared and I was in the top 5% of savers on Chip. Reviewed on: 10th March 2021

The future of saving

Amazing app. Perfect user experience. So innovative. It’s really helped me achieve my savings goals. Cannot recommend highly enough Reviewed on: 10th March 2021

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