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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

These guys have made saving so easy

I decided in January 2020 that I needed to open a savings account that was easy to access in an emergency (if something in the house needed replacing, washing machine ect) but that meant I didn’t have to keep on top of it all the time - chip does exactly that. They know when I can save a little or a lot and sort it all out for me. Who knew that a global pandemic was about to hit and these guys have been a great help adjusting everything as I didn’t know if I was going to be earning or not. Finally I’ve never had a bank that actually strive for the customer to get the best rate, they’ve continued to be better, for the consumer and for that I would say they are the number 1 out there. Absolute legends. Reviewed on: 10th March 2021

Excellent no fuss savings

A great little bank that makes saving so easy. Takes little bits out of your account automatically so you hardly miss it and keeps you updated with everything that goes in and out of the account. Easy to set up and manage and allows you to personalise the saving a to match your needs. Also let’s you withdraw money quickly if required. Customer service is very quick to respond to queries. Can’t fault them. Have helped me save where previously I couldn’t. Reviewed on: 10th March 2021

Brilliant

Brilliant app features. Saved alot of money without feeling like i was missing it. Great service, great app. Brilliant idea Reviewed on: 10th March 2021

Game changer

The way chip is set up has been a complete game change in the way I think about and save for the future. It’s incremental, pain free, automatic and to see myself achieving targets it’s a weight lifted. Highly recommend Reviewed on: 10th March 2021

Excellent way to save money

I find that this app allows me to be able to save money in an efficient and effective way. It is easy to use and I trust it to save money away in my behalf. Reviewed on: 10th March 2021

Near-effortless way of sequestering surplus funds toward fun projects

Chip has evolved with care and expanded its proposition in the past year, turning this behaviourally-designed app into a powerful ally to otherwise-reluctant savers. Chip's strength was always the astute frictionless method of scooping out surplus funds from day-to-day accounts and squirreling them away for other things - 'enveloping' as some might call it, but now this is supercharged with investment and higher interest versions, the interface has matured and the algorithm is as smart and effective as ever. Since getting on board I have literally saved thousands and been able to treat myself to new clothes, secure car finance with a hefty deposit and get ahead of bills. It's profoundly useful. Reviewed on: 10th March 2021

Easy saving

Very easy way to save, good rates Reviewed on: 10th March 2021

Unrivalled cash interest rates with an excellent user experience

Clear and easy to use platform. Reviewed on: 10th March 2021

Love chip

I’ve been a user of chip for 4 years. I love how easy it is to use and how the gamification elements of the app such as saving streaks. It encourages you to save more, since joining I’ve saved far more than I would have expected. Love Chip! Reviewed on: 10th March 2021

Awesome savings app.

I have been saving with Chip for over a year and I like the automatic saving feature. I do have rest of mind that I am saving towards something. Lovely. Reviewed on: 10th March 2021

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