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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Good smart easy savings

A great way to manage your savings with a super easy to use platform. Reviewed on: 10th March 2021

Saving made easy

This is a great app which transfers small amounts of money from your current account into a CHIP savings account on regular ad-hoc basis. It’s like nipping to the corner shop to buy a few things. You don’t really notice the money has gone but it’s noticeable how quickly your savings build up. The app is very easy to use and I like that you can have separate pots to save towards goals like holidays, Christmas, kids clothes, loft conversion, whatever you want... Highly recommend! Reviewed on: 10th March 2021

Safe, useful and really easy to save money with

I initially used it to just chuck a bit of money in so I didn't spend it, however the goals function allows for a steady progressive saving towards your target amounts. Also, it's very easy to deposit and withdraw your money, with low hassle and no fees either. Reviewed on: 10th March 2021

Easy savings app

Makes it easy to save spare change with a nifty and convenient app! Paperless and easy to use Reviewed on: 10th March 2021

Super Swift Service

I required some support and assurance from chip. I enquired online about the status of my account and they responded swiftly, professionally and with certainty. What more could I one ask for? Top company and market leading savings opportunity. Thanks Chip Reviewed on: 10th March 2021

Great savings

Better than bank interest. Better savings Reviewed on: 10th March 2021

Great opportunities and service

Chip offers a range of accounts to suit various people and offer leading interest rates in the the market at the moment. They are continually developing the app and services available and are always quick to respond should you need to contact them for any reason. I have found they have helped me save with their auto save algorithm for a while and enjoy their updates for continual improvement! Reviewed on: 10th March 2021

The smart way to save

Chip is so easy to use and I’ve saved more than I would ever have done on my own. Would absolutely recommend! Reviewed on: 10th March 2021

Awesome app and company

Such an awesome app that has helped me save lots of money with very minimal effort. Reviewed on: 10th March 2021

A fantastic product

Chip helps me save by intelligently deciding when and how much to put away. I can choose the saving level and set a minimum balance. I love it. Reviewed on: 10th March 2021

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