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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy saving that builds quickly

5
Love this app it’s so easy to save completely effortlessly and it’s amazing how fast the amount builds up. Then instant access when I need it Reviewed on: 10th March 2021

Pioneering Savings App

5
Chip have developed a creative and pioneering Savings App which is easy to use and revitalises how we approach savings. Whether you are putting money aside for a rainy day or saving for a specific goal Chip makes it fun. I would definitely recommend Reviewed on: 10th March 2021

Savings on a winning format

5
Love this platform has helped me save and plan for the future without noticing the difference Reviewed on: 10th March 2021

very user friendly way to flexibly save

5
the interface and app is easy to install and use - really good way to actually find a way to make regular deposits into a savings account - as this has always been difficult in the past with traditional saving accounts Reviewed on: 10th March 2021

Ninja savings app

5
Chip is a great way to save without even knowing you are doing it. It also very flexible so if you can’t afford to save it you need your money you can easily stop a payment or withdraw your cash. Reviewed on: 10th March 2021

Excellent and easy way to save

5
This app has made saving so easy and painless. I like the way that it calculates what you can afford to save and also has the option to make regular savings and set saving goals. Reviewed on: 10th March 2021

Brilliant app

5
This app has helped to revolutionise the way I save money, and the rate of returns are fantastic! Reviewed on: 10th March 2021

Good app

4
Makes saving easy with a really good app Reviewed on: 10th March 2021

Savings made easy!

5
Like a lot of people I always intend to put a few pennies away each month but often forget and then it’s spent. With Chip, the AI does it for you at regular intervals throughout the month, so you don’t over extend and your savings increase regularly. I would highly recommend and the interest rate up to £5000 (£2000 if you don’t pay) is high street leading. Reviewed on: 10th March 2021

Hassle-free saving

5
It is a clever and efficient way of putting money aside without feeling it. Not only Chip makes it feel seamlessly but it also gives you total control of your money. You are not tied up to anything so you can move your money back to your account any time if you wish. It is a modern day way of saving money. Reviewed on: 10th March 2021

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