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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good rate, clear app

It gives a far better rate than other savings accounts, and the app is easy to use Reviewed on: 10th March 2021

Amazing app

Chip have helped us save £1000's easily to use towards household renovations, and have one of the best interest rates around. Reviewed on: 10th March 2021

Easy saver

Easy way to save without the effort, automatically takes small amounts from your bank account and before you know it you have a nice pot of money. Reviewed on: 10th March 2021

The only bank that's felt like it's there to help me

I discovered Chip when I was in a difficult place financially. Chip's automatic saves showed me that saving was possible when I was living month by month and the goal system allowed me to make a plan for paying off my debt and stop worrying about money. One year later my debts were cleared and I was in the top 5% of savers on Chip. Reviewed on: 10th March 2021

The future of saving

Amazing app. Perfect user experience. So innovative. It’s really helped me achieve my savings goals. Cannot recommend highly enough Reviewed on: 10th March 2021

Good smart easy savings

A great way to manage your savings with a super easy to use platform. Reviewed on: 10th March 2021

Saving made easy

This is a great app which transfers small amounts of money from your current account into a CHIP savings account on regular ad-hoc basis. It’s like nipping to the corner shop to buy a few things. You don’t really notice the money has gone but it’s noticeable how quickly your savings build up. The app is very easy to use and I like that you can have separate pots to save towards goals like holidays, Christmas, kids clothes, loft conversion, whatever you want... Highly recommend! Reviewed on: 10th March 2021

Safe, useful and really easy to save money with

I initially used it to just chuck a bit of money in so I didn't spend it, however the goals function allows for a steady progressive saving towards your target amounts. Also, it's very easy to deposit and withdraw your money, with low hassle and no fees either. Reviewed on: 10th March 2021

Easy savings app

Makes it easy to save spare change with a nifty and convenient app! Paperless and easy to use Reviewed on: 10th March 2021

Super Swift Service

I required some support and assurance from chip. I enquired online about the status of my account and they responded swiftly, professionally and with certainty. What more could I one ask for? Top company and market leading savings opportunity. Thanks Chip Reviewed on: 10th March 2021

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