Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Easy, clear, manageable and accessible

5
Started slowly after a recommendation from my son. Easy to set the scale of saves and can be altered immediately. Completely surprised by the amount I have managed to save and I have recommended it to my friends. Reviewed on: 10th March 2021

Best saving app

5
Saving has always been a struggle for me and when I discovered chip it made it so much easier. Chips automatic save is so much easier than manually saving money Reviewed on: 10th March 2021

Intelligent saving concept

5
Great UX/UI and great concept of saving without noticing and without affecting your regular spending habits. Reviewed on: 10th March 2021

Easy, effortlessly saves.

5
Easy to make a deposits and sit back and watch your investments grow. All via the Easy to use Application Reviewed on: 10th March 2021

Pleasing and simple

5
I started using chip after a friend mentioned it to me. I love how simple it is and how it has explanations for things. The UI is great and that's super important since I am visually impaired I've got my whole family on chip now and the only downside is wanting to save money and not spend it on real chips Reviewed on: 10th March 2021

Saving made easy

5
I joined Chip about two and a half years ago and it’s the best thing I ever did. I don’t have to think about saving, it’s done automatically and yet I have full control if required. Now I save and think twice about spending. Thank you Chip Reviewed on: 10th March 2021

Perfect app to help people save

5
Saving can be difficult, with Chip, it's anything but. The auto save feature has helped me save money steadily, where before Chip, I lacked the financial discipline. The incredile rates Chip are offering are currently second to none. I'm very excited about the new products being rolled out this year. Reviewed on: 10th March 2021

Practical and easy to use

5
I can put money away safely but I know I can always access it if I need to Reviewed on: 10th March 2021

Really easy way to save money, great concept.

5
Literally chips away at your money and you do not notice the money being taken. You can access the money at anytime also Reviewed on: 10th March 2021

Great app

5
So good to save without even feeling it Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products