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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

AMAZING APP

I've always struggled to save money but Chip has made me save over 5K in one year!! The team are so kind and helpful, the app is easy to use, safe and trustworthy. I recommend it to all my friends and family, it is the elite of saving apps! Best on the market. Reviewed on: 10th March 2021

Fantastic idea, brilliant delivery

I’ve always been terrible at saving and having the discipline you need. Chip takes all of that worry away. I’ve built up a very nice pot that has bridged the gap between me being able to buy my own place or continue renting. Thanks Chip. Reviewed on: 10th March 2021

Easy savings app

Easy no hassle savings application Reviewed on: 10th March 2021

Chip is a lifeSAVER

This app is incredible. I lived in London for 2 years without it and never managed save a thing. Now, after a few years with Chip I've managed to save more than I ever have in my entire life. You hardly notice the savings leaving your account and the manual saves make you feel great! I have recommended Chip to a few friends, and I would highly recommend it to anyone with a phone! Reviewed on: 10th March 2021

So easy!

Very easy account to set up. Had no problem sharing my VIP code so that me and my friend could get CHIP+1. Also FSCS rated so feel confident my money is there! Reviewed on: 10th March 2021

Hassle free saving

I love the automatic savings feature in Chip. The app is easy to use and after I've gone through all the settings and set everything the way it suits me, I'm saving without feeling the pinch and without having to log into the app ever, as it does everything for me! I can honestly highly recommend this way of saving money. Reviewed on: 10th March 2021

Really helps with the saving habit

Easy to use product, helps you think about financial goals and priorities and establish long tern positive habits, you just don’t know you are saving and before you know it you’ve hit your target. Even those with little to save (perhaps especially those) benefit from market leading returns. Reviewed on: 10th March 2021

Very easy app

Very straightforward app to use, easy to add more money and keep track of how much you’ve saved. Get lots of updates from Chip about how much I’ve saved and their new products Reviewed on: 10th March 2021

Converted saver !

My wife and I have never been savers but Chip has helped us save a decent slush fund for the unexpected and luxuries. Reviewed on: 10th March 2021

Great

Surprised how much I’ve saved after year’s thinking I’d never get into saving money always thought it was for more wealthy people Reviewed on: 10th March 2021

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