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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use

Brilliant saving rates and easy access to my cash. The saving function has also allowed me to save up for treats. I love this app. Reviewed on: 10th March 2021

Really easy way to save!

Automatically takes money and squirrels it away without you noticing. Decent returns for a small fee - beats a lot of savings accounts at the moment. Reviewed on: 10th March 2021

Easy to use, perfect savings app, recommended for all!

I've had the app for a few months now and have found it really great to use, so easy to save money and earning a great rate compared to most other savings products I've seen. Reviewed on: 10th March 2021

Super easy super frit

It may be an app and have bots but Chip is brilliant for under radar savings and they are funny and friendly Reviewed on: 10th March 2021

Great app for savers!

A super easy way to save money and some great options for making your money work for you too! Reviewed on: 10th March 2021

AMAZING APP

I've always struggled to save money but Chip has made me save over 5K in one year!! The team are so kind and helpful, the app is easy to use, safe and trustworthy. I recommend it to all my friends and family, it is the elite of saving apps! Best on the market. Reviewed on: 10th March 2021

Fantastic idea, brilliant delivery

I’ve always been terrible at saving and having the discipline you need. Chip takes all of that worry away. I’ve built up a very nice pot that has bridged the gap between me being able to buy my own place or continue renting. Thanks Chip. Reviewed on: 10th March 2021

Easy savings app

Easy no hassle savings application Reviewed on: 10th March 2021

Chip is a lifeSAVER

This app is incredible. I lived in London for 2 years without it and never managed save a thing. Now, after a few years with Chip I've managed to save more than I ever have in my entire life. You hardly notice the savings leaving your account and the manual saves make you feel great! I have recommended Chip to a few friends, and I would highly recommend it to anyone with a phone! Reviewed on: 10th March 2021

So easy!

Very easy account to set up. Had no problem sharing my VIP code so that me and my friend could get CHIP+1. Also FSCS rated so feel confident my money is there! Reviewed on: 10th March 2021

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