Write a review

Go to business site

Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

View other Chip products

4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings App reviews (18447)

Slick Platform with potential to grow!

Innovative and slick Platform with clever savings features. Market beating 'interest' rates up to £5k. Looking forward to seeing how the partnership with BlackRock pans out to increase offering to investment products. Reviewed on: 10th March 2021

Chips and Ease

Chip is an easy to use application with a great interface. The auto save feature which links to your bank account is really helpful for financial planning across the month. Also a nice little surprise if you let this build up. Would highly recommend. Reviewed on: 10th March 2021

Does what it says

Seems to be an excellent way of saving. They do all the hard work. Just sit back and let them get on with it. Whilst still feeling in control Reviewed on: 10th March 2021

Clear way of saving with good rates.

Always had a great time with chip. The autosave function is great. It really has helped me save without realising. I have been with chip since the early days and the additional services theyvhave provided since have been fantastic. Keep going! Reviewed on: 10th March 2021

Best saving app ever

Easy to use and has helped me save thousands without me even realising I could! Informative and plenty of incentives! Reviewed on: 10th March 2021

It does everything for you!

I've been using Chip for about about 2 years now and managed to save a substantial amount of money. You can set up the level of savings you're after and even set objectives for specific projects. Also you have "pay-day put away" option which saves extra money on top of the ongoing ones you make regularly. Super useful and seamless experience. Reviewed on: 10th March 2021

Love it!

Chip is an amazing way to save, I love that it is all automated yet I still have control and instant access. When I want something I know save for it rather than getting in debt and that has been life changing! Reviewed on: 10th March 2021

Great bank app for savings

I have never been able to save money in my life. Chip enables me to save without even realising it. And because it’s a different app to my bank, I’m not tempted to spend it. I love this app. Reviewed on: 10th March 2021

Best way of saving around

Not been the best saver but this app has given me focus on putting money away without thinking about it. Interest rate is a awesome and ease of set up is easy. I don’t miss money that it takes out of my account which normally I would waste on rubbish after using app for several months managed to save for holiday for when we come out of lock down rest of year money will be used for Christmas fund all in all top app Reviewed on: 10th March 2021

Great and easy to use .

Easy way to save automatically, simple and easy to use . Deposit and withdraw at an instant. Reviewed on: 10th March 2021

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Money Transfer
from Currency Solutions 5.00 from 1 reviews
Payments
from GoCardless 5.00 from 6 reviews
Checking Account
from Chime 4.79 from 2 reviews

Want to see more from Chip?

Stocks & Shares ISA
from Chip 4.98 from 257 reviews
Cash ISA
from Chip 4.97 from 1035 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub