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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Hassle free saving

5
I love the automatic savings feature in Chip. The app is easy to use and after I've gone through all the settings and set everything the way it suits me, I'm saving without feeling the pinch and without having to log into the app ever, as it does everything for me! I can honestly highly recommend this way of saving money. Reviewed on: 10th March 2021

Really helps with the saving habit

5
Easy to use product, helps you think about financial goals and priorities and establish long tern positive habits, you just don’t know you are saving and before you know it you’ve hit your target. Even those with little to save (perhaps especially those) benefit from market leading returns. Reviewed on: 10th March 2021

Very easy app

4
Very straightforward app to use, easy to add more money and keep track of how much you’ve saved. Get lots of updates from Chip about how much I’ve saved and their new products Reviewed on: 10th March 2021

Converted saver !

5
My wife and I have never been savers but Chip has helped us save a decent slush fund for the unexpected and luxuries. Reviewed on: 10th March 2021

Great

5
Surprised how much I’ve saved after year’s thinking I’d never get into saving money always thought it was for more wealthy people Reviewed on: 10th March 2021

Slick Platform with potential to grow!

4
Innovative and slick Platform with clever savings features. Market beating 'interest' rates up to £5k. Looking forward to seeing how the partnership with BlackRock pans out to increase offering to investment products. Reviewed on: 10th March 2021

Chips and Ease

5
Chip is an easy to use application with a great interface. The auto save feature which links to your bank account is really helpful for financial planning across the month. Also a nice little surprise if you let this build up. Would highly recommend. Reviewed on: 10th March 2021

Does what it says

5
Seems to be an excellent way of saving. They do all the hard work. Just sit back and let them get on with it. Whilst still feeling in control Reviewed on: 10th March 2021

Clear way of saving with good rates.

5
Always had a great time with chip. The autosave function is great. It really has helped me save without realising. I have been with chip since the early days and the additional services theyvhave provided since have been fantastic. Keep going! Reviewed on: 10th March 2021

Best saving app ever

5
Easy to use and has helped me save thousands without me even realising I could! Informative and plenty of incentives! Reviewed on: 10th March 2021

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