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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

It does everything for you!

I've been using Chip for about about 2 years now and managed to save a substantial amount of money. You can set up the level of savings you're after and even set objectives for specific projects. Also you have "pay-day put away" option which saves extra money on top of the ongoing ones you make regularly. Super useful and seamless experience. Reviewed on: 10th March 2021

Love it!

Chip is an amazing way to save, I love that it is all automated yet I still have control and instant access. When I want something I know save for it rather than getting in debt and that has been life changing! Reviewed on: 10th March 2021

Great bank app for savings

I have never been able to save money in my life. Chip enables me to save without even realising it. And because it’s a different app to my bank, I’m not tempted to spend it. I love this app. Reviewed on: 10th March 2021

Best way of saving around

Not been the best saver but this app has given me focus on putting money away without thinking about it. Interest rate is a awesome and ease of set up is easy. I don’t miss money that it takes out of my account which normally I would waste on rubbish after using app for several months managed to save for holiday for when we come out of lock down rest of year money will be used for Christmas fund all in all top app Reviewed on: 10th March 2021

Great and easy to use .

Easy way to save automatically, simple and easy to use . Deposit and withdraw at an instant. Reviewed on: 10th March 2021

Great and easy to use

I love how effortless saving is with Chip. The automatic savings feature allows me to save amounts that I can afford but may not have saved on my own. Another great feature is the ability to see how much your bonus payout will be. Reviewed on: 10th March 2021

Perfect savings app

I've always been bad at savings admin. My spend varies month to month so I struggle to calculate and budget how much I can save each month. Chip does all this for me, and never leaves me short. The money can then go into savings accounts that offer world-leading interest rates, and potentially investment funds to come. Reviewed on: 10th March 2021

Great Way to Save

I've been using the app for a few years now. I've always found it hard to regularly put money away, but Chip takes care of all of that for me. Since using the app I've been able to watch my savings grow, and have amassed a significant amount of savings that I'm really happy with. The recently introduced interest in savings only motivates me more. Definitely recommend this one! Reviewed on: 10th March 2021

Easy

Quick, easy and intuitive experience. Reviewed on: 10th March 2021

Revolutionary

It’s so easy to save! Thank you for being so innovative Reviewed on: 10th March 2021

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