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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Excellent savings App

5
This has helped me reach many goals. Simile and well designed. It’s the future. Reviewed on: 10th March 2021

Great!

5
Chip is a great app that allows you to save for your future in a new and subconscious way. Reviewed on: 10th March 2021

Excellent!

5
Since using chip I have been able to save for a new car and have hardly noticed it coming out of my account! I would recommend Chip to everyone! Reviewed on: 10th March 2021

Best Saving APP

5
BEST WAY TO SAVE MONEY .AI works a treat! Reviewed on: 10th March 2021

Easy to use with great interest rates

5
I really like the auto saving feature and how it allows you to edit it say by day to give more control. It also has very good interest rates and the app is very easy to use. The chat feature to get support from the chip team is also very efficient and they reply quickly and well. Reviewed on: 10th March 2021

Easy to use saving

5
I came across Chip through an online article and thought using the app would be a useful addition to my savings portfolio. So far I'm impressed at the ease of use. Reviewed on: 10th March 2021

A great way to save

5
A great way to save money without even knowing you are doing it! Chip is a brilliant app with a modern approach to saving. They offer market leading rates and I have had no quams with them thus far. Highly recommend. Reviewed on: 10th March 2021

Saving without thinking

5
I've been able to save thousands without even having to think about it. I would have never done that if the money was in my current account. So simple but so effective Reviewed on: 10th March 2021

Fabulous

5
Great app. I know where my money is, what interest I’m getting, FSCS protected and the app is intuitive. Happy savings! Reviewed on: 10th March 2021

Swift Savings

5
Chip offer a product that is a consumer no brainer. Taking the physical act of figuring out how much you can afford to save, and using AI to manage your savings is genius. The app was easy to set up, so there’s really no reason not to use it. Reviewed on: 10th March 2021

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