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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Quick and easy savings

Fully adjustable automatic saving app allows quick and easy saving to build a pot to spend on whatever takes your fancy. Reviewed on: 10th March 2021

Easy to save, AI works well

The AI seems to be very efficient in choosing amounts to save and is a painless process. I do not notice the money disappearing and the total is gathering pace. Reviewed on: 10th March 2021

So easy to use and life changing savings!

Love this app, it’s so easy to use and helps me to put away money without even realising. I’ve saved so much money during lockdown and now I’m using their savings account to get much better interest than anywhere else on the high street Reviewed on: 10th March 2021

Easy, secure saving

Chip savings app has helped me save 100s, both by auto-saving small amounts and manually saving larger amounts when I feel like it. Daily accrual of interest on its HTB account is a nice thing to see on a morning and the 1.25% interest account (up to £5k) can’t be beaten really for easy access savings. App platform makes it really quick and easy to manage the money you keep with Chip. Reviewed on: 10th March 2021

The best savings app!!!

So easy to save with having different levels of automatic payments being taken out your bank every few days. Having easy access into the chip app to track your savings and withdraw/deposit as and when you want. Highly recommend Reviewed on: 10th March 2021

Easy, accessible

Fabulous savings app that I have had for two years now, with addition to investment options plus bonus for sign up etc. Easy to use, no minimum. Highly recommend. Reviewed on: 10th March 2021

Intelligently saved me thousands!

I’ve used chip for a couple of years, initially it was a way for me to save money to be able to spend of Christmas each year. Since then it has evolved and has enabled me to save more and more money without me having to do a thing. I have saved thousands which has not only been used for Christmas but also for having that rainy day fund that I’ve always been missing. Their support team have always been great and the regular updates and communication about the future of the app and company has been brilliant. Overall I’m extremely pleased with the app and the service they provide. Reviewed on: 10th March 2021

so easy......

easy, efficient, quick, but adaptable when you want it to be. Reviewed on: 10th March 2021

Makes it easy to save, pays the best rate I could find.

Easy to use. Only downsides are money takes a few days to come through - can't be helped! Reviewed on: 10th March 2021

Perfect for saving without noticing!

I got Chip a few years ago- to start building up some savings again. After having pretty much nothing following buying a house, Chip was perfect to start putting away small amounts without realising. Before long id saved up hundred of pounds! A really great app and account, im definitely glad i signed up Reviewed on: 10th March 2021

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