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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy, accessible

Fabulous savings app that I have had for two years now, with addition to investment options plus bonus for sign up etc. Easy to use, no minimum. Highly recommend. Reviewed on: 10th March 2021

Intelligently saved me thousands!

I’ve used chip for a couple of years, initially it was a way for me to save money to be able to spend of Christmas each year. Since then it has evolved and has enabled me to save more and more money without me having to do a thing. I have saved thousands which has not only been used for Christmas but also for having that rainy day fund that I’ve always been missing. Their support team have always been great and the regular updates and communication about the future of the app and company has been brilliant. Overall I’m extremely pleased with the app and the service they provide. Reviewed on: 10th March 2021

so easy......

easy, efficient, quick, but adaptable when you want it to be. Reviewed on: 10th March 2021

Makes it easy to save, pays the best rate I could find.

Easy to use. Only downsides are money takes a few days to come through - can't be helped! Reviewed on: 10th March 2021

Perfect for saving without noticing!

I got Chip a few years ago- to start building up some savings again. After having pretty much nothing following buying a house, Chip was perfect to start putting away small amounts without realising. Before long id saved up hundred of pounds! A really great app and account, im definitely glad i signed up Reviewed on: 10th March 2021

Good experience so far

started saving 2 months ago and had no problems to date. Best interest on market at the moment. Would recommend Reviewed on: 10th March 2021

Great app, easy savings

Great app that’s really helped me save a lot money within my means which has been especially helpful throughout lockdown and job uncertainty. The Chip+1 app has the best interest rate out of my savings accounts which is an added bonus! Reviewed on: 10th March 2021

Easy saving

Saving is so easy. I hardly notice the money leaving my account. Reviewed on: 10th March 2021

Excellent savings app!!

Brilliant company and excellent concept! Saved so much using CHIP! It’s very easy to use and withdraw savings! Everyone should be using it!! Reviewed on: 10th March 2021

Good place to save

In the poor savings climate Chip provides a reasonable rate of interest and maximises the use of your savings Reviewed on: 10th March 2021

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