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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy sweep to higher savings

Find it very useful to link with bank accounts to get 1.25 per cent interest currently which is way above anything else. Easy to sweep in and out. Secure. Reliable. Reviewed on: 10th March 2021

Easy, fuss-free finance

What I really appreciate about Chip is the ease of it all - the regular savings updates, the ux on the dashboard, the communication when I’ve had questions - all great! Reviewed on: 10th March 2021

top quality app, easy to use and great service

top quality app, easy to use and great service, i wish all banking apps were like this! Reviewed on: 10th March 2021

An Effective Savings Method & App

I have been a saver with Chip and also latterly, an investor and with their app, I have 'innocently' saved over a thousand pounds!!!!! Reviewed on: 10th March 2021

Fantastic

Chip are a great savings company without them I would have no savings. Very easy to withdraw money when needed. Highly recommended Reviewed on: 10th March 2021

Quick and easy savings

Fully adjustable automatic saving app allows quick and easy saving to build a pot to spend on whatever takes your fancy. Reviewed on: 10th March 2021

Easy to save, AI works well

The AI seems to be very efficient in choosing amounts to save and is a painless process. I do not notice the money disappearing and the total is gathering pace. Reviewed on: 10th March 2021

So easy to use and life changing savings!

Love this app, it’s so easy to use and helps me to put away money without even realising. I’ve saved so much money during lockdown and now I’m using their savings account to get much better interest than anywhere else on the high street Reviewed on: 10th March 2021

Easy, secure saving

Chip savings app has helped me save 100s, both by auto-saving small amounts and manually saving larger amounts when I feel like it. Daily accrual of interest on its HTB account is a nice thing to see on a morning and the 1.25% interest account (up to £5k) can’t be beaten really for easy access savings. App platform makes it really quick and easy to manage the money you keep with Chip. Reviewed on: 10th March 2021

The best savings app!!!

So easy to save with having different levels of automatic payments being taken out your bank every few days. Having easy access into the chip app to track your savings and withdraw/deposit as and when you want. Highly recommend Reviewed on: 10th March 2021

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