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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent for terrible savers

I am awful at saving money, always have been, this app has changed that for me. I have finally managed to save a significant of money thanks to Chip, it's really changed the game for me. Reviewed on: 10th March 2021

Easy to use

Easy to use app , helps with saving without thinking about it Reviewed on: 10th March 2021

Great interest, great service

This company has a great interest rate backed up by great service and an easy to use so with lots of useful services. Reviewed on: 10th March 2021

So easy!

Easy and encouraging in terms of maintaining a savings objective. Reviewed on: 10th March 2021

Great way to save

Massively helpful, user friendly app. Highly recommend Reviewed on: 10th March 2021

Excellent little app

With Chip you don’t really notice the money leaving your account. Everyone should have this Reviewed on: 10th March 2021

Outstanding Innovative App With True 21st Century Approach

In the era of contactless payments and all-to-easy online shopping, Chip cuts through the noise and presents saving in a way that works with our instantaneous lifestyle. By saving money in such a way that could be likened to buying lunch or a few coffees each week, all without you needing to either notice or actively save yourself, Chip integrates itself wonderfully into your individual experience by learning from your spending habits. Due to the auto-save function, I've managed to save up for multiple holidays and personal treats without even feeling like my bank account has suffered for it. The app is incredibly simple to use and money can be withdrawn very easily. I'm also currently lucky enough to be the beneficiary of the Chip+1 account, which boasts an industry-beating 1.25% interest! I would highly recommend this saving app to anybody who is struggling to save using traditional, bulky standing orders, and instead needs a modern app to do the work behind the scenes, in a way that truly works for YOU. Reviewed on: 10th March 2021

Brilliant App

I love this app, it takes care of your savings for you and goes unnoticed. Your money is accessible when needed and you can change your rate of saving. The gifs help as well :) Reviewed on: 10th March 2021

Fantastic Savings App

This app is the best of all the savings apps and I know because I've tried them all. It works out an amount to save through monitoring your spending. That way it saves the highest amount possible that you wouldn't even notice. I've saved thousands. Reviewed on: 10th March 2021

Easy savings without hassle

Love that the algorithm automatically calculates how much you can put away each month without any fuss. The amounts are affordable and amazed at how much it quickly accumulates into an impressive pot. Recently had to transfer a lump sum towards pension payments, easy, no fuss instant access. Best of all, interest offered on your savings which is a rarity at the moment. Reviewed on: 10th March 2021

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