Smart Money People Logo
Go to business site
Share this page
Link copied

Chip: Savings App reviews

View other Chip products
4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
Read all reviews Write a review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Chip Savings App reviews (18447)

Excellent little app

5
With Chip you don’t really notice the money leaving your account. Everyone should have this Reviewed on: 10th March 2021
fac.fmk@icloud.com's avatar
[email protected]

Outstanding Innovative App With True 21st Century Approach

5
In the era of contactless payments and all-to-easy online shopping, Chip cuts through the noise and presents saving in a way that works with our instantaneous lifestyle. By saving money in such a way that could be likened to buying lunch or a few coffees each week, all without you needing to either notice or actively save yourself, Chip integrates itself wonderfully into your individual experience by learning from your spending habits. Due to the auto-save function, I've managed to save up for multiple holidays and personal treats without even feeling like my bank account has suffered for it. The app is incredibly simple to use and money can be withdrawn very easily. I'm also currently lucky enough to be the beneficiary of the Chip+1 account, which boasts an industry-beating 1.25% interest! I would highly recommend this saving app to anybody who is struggling to save using traditional, bulky standing orders, and instead needs a modern app to do the work behind the scenes, in a way that truly works for YOU. Reviewed on: 10th March 2021
Harry's avatar
Harry

Brilliant App

5
I love this app, it takes care of your savings for you and goes unnoticed. Your money is accessible when needed and you can change your rate of saving. The gifs help as well :) Reviewed on: 10th March 2021
Becky's avatar
Becky

Fantastic Savings App

5
This app is the best of all the savings apps and I know because I've tried them all. It works out an amount to save through monitoring your spending. That way it saves the highest amount possible that you wouldn't even notice. I've saved thousands. Reviewed on: 10th March 2021
Nelivesey's avatar
Nelivesey

Easy savings without hassle

5
Love that the algorithm automatically calculates how much you can put away each month without any fuss. The amounts are affordable and amazed at how much it quickly accumulates into an impressive pot. Recently had to transfer a lump sum towards pension payments, easy, no fuss instant access. Best of all, interest offered on your savings which is a rarity at the moment. Reviewed on: 10th March 2021
BatgirlW4's avatar
BatgirlW4

Amazing savings tool

5
I have passively saved hundreds of pounds with this chip during lockdown. Money which would have otherwise definitely been spent! Reviewed on: 10th March 2021
Dan 's avatar
Dan

Great Customer Service

5
When a glitch occurred in my account, the customer team compensated me appropriately for my troubles. Great service! Reviewed on: 10th March 2021
Javi's avatar
Javi

Great app

5
Love the app, helped me save in a simple and effective way! Reviewed on: 10th March 2021
MattRHD's avatar
MattRHD

Great app

5
Chip is a fantastic savings app: easy to use and helpful to save money easily! Reviewed on: 10th March 2021
C's avatar
C

Excellent

5
Love this app and account, easy to use and set up Reviewed on: 10th March 2021
Lewis Marston's avatar
Lewis Marston

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip

  • Cash ISA

    from Chip 4.97 from 1035 reviews
    Chip

  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill