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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Almost unnoticeable with transfers

5
Used as a piggy bank...pretty seamless stuff Reviewed on: 10th March 2021

Easy savings with little effort

5
I have been a Chip user for a few years now after joining through a referral and from all of the saving account AIs this is the one I like the most since I have full control on the level of saving and also can easily access my saved money. The company is invested in its app/product and that keeps my mind at ease. Can't wait to see what they have planned for next! Reviewed on: 10th March 2021

So easy to use & save

5
All very easy to use and save! Clear concise and extremely user friendly!! Good interest rates as aswell Reviewed on: 10th March 2021

Innovative way to save

5
Its a great way to save without feeling like you are even saving! And now having access to some of the best interest rates just makes it even better. Reviewed on: 10th March 2021

Best way to save money

5
Easy way to save money with no effort Reviewed on: 10th March 2021

Chip is great

5
Chip is great. I used to have a hard time saving money and would buy stuff I don’t need (still do!) but since I’ve used Chip I’ve not noticed the regular amounts leaving my bank account and have built up a tidy savings pot that is earning decent interest. There used to be some teething problems with the app but Chip have sorted all that out and offer a reliable and more mature service now. Reviewed on: 10th March 2021

It just works!

5
An app that says it going to do something, and then does it with no messing around Reviewed on: 10th March 2021

Great app

5
Love Chip! I have been saving quite a lot with them. Easy to use & reliable for your investments. Highly recommended Reviewed on: 10th March 2021

Easiest way to top up your savings each month!

5
Chips auto-save feature has allowed me to top up my monthly savings without even noticing. You can tailor the save levels if you want to save more or less to suit your needs. Reviewed on: 10th March 2021

Amazing and easy to use!

5
It is an easy to use app. Giving amazing rates in the current environment. Would highly recommend. Reviewed on: 10th March 2021

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